Retail investors' cognition of investment knowledge is not as good as that of investment institutions, funds and private placements, especially in obtaining information, distinguishing authenticity, accuracy of weight and influence on the market. In this way, there will inevitably be huge differences in pre-judgment and operation, and it is normal to earn less and lose more.

2. Insufficient funds.

At present, in the investment market, there are restrictions on the amount of funds, such as stock index futures, crude oil futures, science and technology innovation board stocks, North Stock Exchange stocks, margin financing and securities lending. These all need more than 500 thousand funds. Gold, copper, nickel and pig futures in futures are all tens of thousands or even hundreds of thousands of yuan. When these varieties have obvious investment opportunities, retail investors with only tens of thousands of dollars can only wait and see.

There are not many investment opportunities

As mentioned above, retail investors can only make more money. When the index and stocks fall, they can only cut their meat and sell it at a loss or fall into a floating loss. Due to the limitation of funds, it is impossible to hedge by shorting, such as stock index futures and margin trading, but retail investors do not have this condition and lose an opportunity to make money.