Fund is a kind of investment. Investors indirectly participate in securities, bonds, money markets and other investment products by purchasing fund shares, so as to spread risks and gain income. This paper will discuss the best time to buy and sell funds, especially the coping strategies in monetary fund investment.

First, a wise buying opportunity.

According to the basic principle of market economy, when buying, we should get more attractive prices when the market is depressed. Here are some smart buying opportunities:

1. Buy when the market adjusts.

When the whole market is experiencing a downward trend, this is a good buying opportunity. At the bottom of the market, the fund price is usually low, and investors can buy more fund shares at lower cost. Investors should pay attention to the timing of market adjustment and choose the right buying opportunity to avoid entering the market too early or too late.

2. Buy when the net value of the fund is undervalued.

The net fund value refers to the price of each fund share, which has a certain relationship with the market price of the fund. When the net value of the fund is undervalued, that is, the market price of the fund is lower than its actual value, this is a good time to buy. Investors can judge the buying opportunity by observing the difference between the net value of the fund and the market price.

3. Buy when the economy recovers

The economic recovery period is a more appropriate time to buy. When the economy recovers, the market usually has a relatively stable growth trend, which is a good opportunity for investors to buy funds. Investors should still pay attention to the overall trend and risk of the market to ensure a better return on investment.

Second, the right time to sell.

Choosing the right selling opportunity can help investors maximize their income and reduce their risks. Here are some suitable sales opportunities:

1. Sell when the market is high.

When the market is experiencing an upward trend, it is a good time to sell. When the market is high, the fund price is usually at a high level, and investors can share the fund at a higher price, thus obtaining a higher return on investment. Investors should pay attention to the timing of market adjustment and avoid selling too early or too late.

2. Sell when the net value of the fund is overvalued.

When the net value of the fund is overvalued, that is, when the market price of the fund is higher than its actual value, it is a good time to sell. Investors can judge the selling opportunity by observing the difference between the fund's net value and the market price.

3. Sell when the investment target is reached.

When the investor's expected goal is reached or close, this is the right time to sell. Investors should set investment targets in advance and make adjustments according to market conditions. Once the target is achieved, investors should sell the fund shares in time to ensure the realization of income.

Third, the buying and selling strategy of money funds.

Monetary fund is a relatively conservative investment tool, which is usually used for short-term storage of funds or risk aversion. The following are the trading strategies of the money fund:

1. Choose a money fund with higher yield when purchasing.

The yield of money funds usually fluctuates, so investors should choose those money funds with higher yield to buy. Investors can make a choice by comparing the historical returns and risk levels of different money funds.

2. Choose the right time when selling

Money funds usually have the characteristics of liquidity, and investors can choose the right time to sell according to their own needs. For example, when investors need funds to make other investments or pay fees, they can choose to sell the money fund.

Four, investors in the sale of funds, should be based on the market environment, the net value of the fund, the expected target and other factors to judge. For money fund investment, investors should choose the money fund with higher yield to buy and choose the right time to sell according to their own needs. Investors should pay attention to market risks and fluctuations and adjust their investment strategies in time to obtain better return on investment.