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Are the stocks piled up by those funds risky?
In recent years, more and more investors buy funds, and fund products have mushroomed. At present, the number of fund products has far exceeded the sum of stocks, bonds, gold, foreign exchange, commodity futures and other products, becoming the largest number of wealth management products in the market. There are more and more stock funds. How to identify investment risks?

Judging from the participation of investors in the last five years, stocks and equity funds are the most sought after. Stocks are self-controlled financial products. There are many uncertainties in investment, and investors need time to observe and analyze. This kind of investment is beyond the reach of ordinary investors. Riding a bull and seeing a bear believe that equity funds are increasingly favored by investors, mainly because investors trust experienced fund managers more and are more willing to buy their principal for fund investment.

Investors should understand that no matter what kind of wealth management products, they all have their own advantages and disadvantages, and equity funds may not be able to make a steady profit. Investment fund products also have risks. There is an iron law in the financial market: "Investment risk is directly proportional to income." Although it is convenient to invest in funds, whether it is a one-time purchase or a batch investment, you only need to pay attention to the rise and fall of the net value of fund units and the trend of funds over a period of time, but you must be careful when choosing funds and carefully identify the risks of investment before buying.

Equity funds are medium-risk financial products, and there are many uncertainties in themselves. Investors should bear as many risks as they want to gain. Riding a bull to see a bear thinks that when choosing a stock fund, we should pay attention to whether it is a product we like, not just how much it has risen in the past, whether it is the fund with the highest increase last year, but also its maximum withdrawal rate. What is the investment direction of the fund? What are the top ten awkward stocks of fund products?

These seemingly ordinary questions can let investors know the trading ability and future development direction of fund managers. For example, if there is a stock fund of liquor type, the fund manager can only allocate it in liquor stocks, which means that liquor stocks are in a strong position now, and whether they can continue to strengthen in the later period will be questioned. Even if the fund manager knows that cyclical stocks are rising better now, he can't clear liquor stocks to buy cyclical stocks, which is the "ceiling" of fund products defined by trading rules.

Equity fund is a package of products obtained by fund managers through diversified investment to buy stocks, which is equivalent to a bad stock market or a bad position trend of fund managers, which may affect the correction of fund unit net value and thus reduce investors' income. Some investors may say, "I can't tell whether the market is good or bad." What should I do? " Riding an ox to see a bear thinks that there is nothing to be afraid of not knowing the financial market. Just look at the market economy situation clearly, because behind every stock is a listed company. It is difficult for these companies to show their share prices if their real industries are not good. Therefore, paying attention to the market economy can also make them invest and make money.

The biggest risk of investment is to buy at the top of the highest point and sell at the bottom of the lowest point. 202 1 is the recovery of market economy 1 year. In such a market environment, the operating income and net profit of the entity industry will increase, and those companies that cannot bear it will be eliminated. At this point, investors can take this opportunity to intervene in batches. In this position, you can buy equity funds through fixed investment. Even if the post-holiday index is continuously adjusted, you can continue to add positions in the callback. Investors can use fixed funds to purchase at a fixed time, take advantage of the current callback market to open positions, and gradually gain their own investment profits in the rebound.