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Does CCB need to pay any fees for quick profit financing?
There is no need to pay any fees. Quick-profit products mainly invest in money market instruments with good liquidity and low risk, which can help investors create stable investment income.

Extended data:

The financial accounts opened by securities companies can be used to invest in a series of investment financial instruments such as stocks (including A shares, B shares and H shares), bonds (including government bonds, corporate bonds and corporate bonds) and futures (including financial futures such as stock index futures and foreign exchange futures, and commodity futures such as gold futures and agricultural products futures). The opening of a securities account can be handled in the business department of a securities company, and it needs to be handled within the trading day.

The procedure of investing in a company is relatively convenient. Generally, you only need to provide a copy of your ID card and bank card. Investment companies will also customize exclusive financial plans for customers.

Financial management level

The first layer is to handle and use money effectively and reasonably, so as to make the best use of everything and meet the needs of daily life to the greatest extent.

The second level is to invest the extra money to produce the best financial return, which is the level of Qian Shengqian.

The third level is to plan life from the financial point of view, make use of the existing economic and financial conditions, maximize the value of their human resources, and prepare for future development.

There are many hot spots in financial investment, which can be summarized into twelve aspects:

Gold speculation

After China Bank launched the "Huang Jinbao" business for individual investors in Shanghai, gold speculation has always been a hot spot in the personal finance market, which has attracted investors' attention and recognition. Especially in the past two years, the international gold price has continued to rise. It can be predicted that with the gradual opening of the domestic gold investment field, the future gold demand growth potential is huge.

Especially after 2004, the pricing method of domestic gold jewelry will gradually change from the integration of price and fee to the separation of price and fee, and the 5% consumption tax on gold jewelry is expected to be abolished, which will greatly promote the increase of gold investment, and the gold speculation business will surely become a bright spot in the field of personal financial management and truly enter the golden age of investment and financial management. A new type of gold investment is also welcomed by the majority of small and medium-sized investors, that is, fixed investment in gold.

fund

Since the successful issuance of the first batch of closed-end funds in 1997, the funds have been highly praised by domestic individual investors. In 20 12 years, funds have obviously surpassed deposits and become the top priority in many aspects of investment and financial management. According to relevant data, the net value of domestic funds has reached nearly 200 billion yuan in 20 13 years, accounting for more than 10% of the circulating level of A shares.

Seven skills of fund management:

First, correctly understand the risks of the fund and purchase the fund varieties suitable for your risk tolerance.

Second, the choice of funds can not be greedy and cheap. Many investors will choose funds with lower prices when buying funds, which is a wrong choice.

Third, the new fund is not necessarily the best. In the mature foreign fund market, newly issued funds must have their own characteristics, otherwise it will be difficult to attract investors' attention. However, many domestic investors only buy new funds, thinking that they only issue new funds with a face value of 1 yuan, which is the cheapest.

Fourth, the fund with more dividends is not necessarily the best fund.

Fifth, don't just stare at open-end funds, but also pay attention to closed-end funds.

Sixth, carefully buy split funds.

Seventh, investment funds should be long-term. Buying a fund is to admit that experts are better than themselves in financial management, so don't speculate on funds like stock trading, or even make a difference and then redeem them. We should trust the fund manager's judgment on the market.

stock

Buying stocks means buying listed companies and China's economic growth. The supply and demand of domestic stock market funds is relatively optimistic, which is undoubtedly a shot in the arm for the capital-driven China stock market. In addition, China Securities Regulatory Commission has put forward stricter requirements on the performance calculation and financing amount of listed companies, and strengthened the supervision of the stock market, which will bring profit opportunities to investors.

But in any case, the biggest feature of the stock market is uncertainty, opportunities and risks coexist. Therefore, investors should continue to be cautious and seize opportunities before investing.

future

Generally, it refers to a futures contract, which is a standardized contract made by a futures exchange and agreed to deliver a certain amount of subject matter at a specific time and place in the future. This subject matter, also known as the underlying asset, can be a commodity, such as copper or crude oil, or a financial instrument.

If the buyer of a futures contract holds the contract until the expiration date, he is obliged to buy the subject matter corresponding to the futures contract; If the seller of a futures contract holds the contract until it expires, he is obliged to sell the subject matter corresponding to the futures contract (some futures contracts do not make physical delivery but settle the price difference when they expire).

For example, the expiration of stock index futures is the final settlement of the futures contract in the opponent according to a certain average of the spot index. Of course, traders of futures contracts can also choose to reverse the transaction before the contract expires to offset this obligation.

national debt

2005 was a year of innovation in the national debt market, which not only increased the variety of national debt, but also gave investors more choices. New attempts and reforms have also been made in the way of issuing treasury bonds, which has further improved the marketization level of issuing treasury bonds and minimized the interference of non-marketization factors. In addition, the secondary market of national debt will also become the development focus in 20 14 years.

rescue

Over the years, savings, as a traditional financial management method, has long been deeply rooted in people's hearts. Most residents still regard savings as the first choice for financial management. On the one hand, the inflow of foreign capital into China is still strong, and the supply of basic money in China has increased; On the other hand, in order to moderately control the rise of price index and inflation rate, the government adopted the means of raising interest rates, and the floating range of interest rates was further expanded. The rise in interest rates will certainly stimulate the increase in savings.

bond

The bond market is unexpectedly hot. There are indications that the issuance of corporate bonds may still accelerate in 2005, such as convertible bonds, subordinated bonds of floating rate notes and banks. Will become a good investment variety. In addition, the China Banking Regulatory Commission will include subordinated term debt in tier 2 capital to supplement the capital structure of commercial banks, which will make banks ready to issue bonds, which will once again add fuel to the fire in the bond market.

trust

Trust financial management is a kind of property management system, and its core content is "entrusted financial management". Specifically, it refers to the act that the trustor entrusts his property rights to the trustee based on his trust in the trustee, and the trustee manages or disposes in his own name for the benefit of the beneficiary or for a specific purpose according to the wishes of the trustor.

In 20 10, the issuance scale of the trust market was 3 trillion, with an annual growth rate of over 30%. Trust products are products issued by trust institutions and sold through banks, securities companies and professional independent financial management companies.

The income of trust wealth management products can be fixed or floating. The mainstream products in the market are still dominated by fixed rate of return, with an annual income of 9- 13%, which is the biggest selling point of trust wealth management products. Trust plan products are generally infrastructure trust plans with excellent qualifications and stable income, and most of them are guaranteed by third-party banks, which is slightly safer than simple trust investment projects.

Baidu encyclopedia-wealth management