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What is the application for personal credit information?

The steps are as follows:

1. First, we need to know how to find a website where we can apply for a credit report. Then, search the keyword "Credit Report" in the browser, and then find the resource "What is a personal credit report Baidu knows" among the resources searched. Click in and you can see the link to the website for applying for a credit report below.

2. After opening the website of the Credit Information Center of the People's Bank of China, you can see "Register" in the upper right corner of the website. Click "Register" to register a personal account and apply for a personal credit report.

3. After the account registration is completed, enter the account number and password, log in to your account, and then pass the relevant certification as required. After the certification is completed, you can receive a prompt sent to your mobile phone by the website, which roughly means that there will be information feedback after 24 hours.

4. After 24 hours, log in to the website again to check the generation status of your credit report. If successful, you will see a note (processed successfully) behind the credit report information you want to apply for, then select the file to generate a pdf, and follow the website prompts to download it as a pdf file.

Extended information:

In addition to applying for mortgage loans and credit cards from banks, personal credit reports play an important role in many fields. Credit history involves almost every major economic activity of an individual. Without a good personal credit record, many things may not be possible.

Looking for a job:

When recruiting, some units change political review materials into personal credit reports, especially in banking, insurance, securities and other industries. Most companies require credit reports when recruiting. Some companies also require applicants to provide personal credit reports when recruiting financial personnel. In many areas of China, personal credit reports have become an indispensable part of job search materials.

Take Hubei as an example. After the Hubei Provincial Government promulgated the "Hubei Provincial Measures for the Collection and Application of Personal Credit Information (Trial)", not only are people looking for jobs required to provide personal credit reports, but even job applicants are required to check personal credit reports.

Account opening:

Stock index investors also need to provide personal credit reports when applying for account opening. According to people familiar with the matter, the Financial Futures Exchange has required futures companies to conduct a comprehensive assessment of the suitability of natural person investors in stock index futures, clarifying that "investors can provide personal credit reports or other credit certificates in the past two months as proof of their integrity records. ".

The Credit Information Center of the People's Bank of China provides social version of personal credit report inquiry for futures account stock index applicants. An official from a futures company in the city said that when applying for a stock index futures account, the applicant will be given a comprehensive score, and 15 points will be deducted for those with tainted personal credit reports.

Renting:

In order to understand the credit status of the renter and prevent the risks of renting, the renter has asked the lessee to produce a personal credit report.

Some real estate agents say some landlords require renters to provide personal credit reports. The move is primarily to allow renters to prove they are more honest. One is that they will not deliberately damage the facilities in the house, and the other is that they will not evade the rent.

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