Warehouse receipt is the voucher that the warehouse keeper pays the receipt money to the inventory, and the depositor receives the goods according to the contents recorded in the warehouse receipt. So the contents recorded in the warehouse receipt are the rights and obligations of both the depositor and the warehouse keeper.

Pledge can be divided into chattel pledge and right pledge, and warehouse receipt pledge is a kind of right pledge.

Standard warehouse receipt pledge credit refers to the standard warehouse receipt holder's holding certificate as pledge to provide guarantee and the standard warehouse receipt as pledge to obtain financing.

Treatment conditions:

(1) The credit applicant for the standard warehouse receipt pledge credit business is limited to industrial enterprises whose raw materials are the goods legally held by Du Haosen and corresponding to the standard warehouse receipt of the bank to be pledged, or commercial enterprises whose sales target is the corresponding goods;

(2) The goods indicated in the pledged warehouse receipt must be the types of goods that can be traded in Dalian Commodity Exchange, Zhengzhou Commodity Exchange or Shanghai Futures Exchange;

(3) The pledge rate of standard warehouse receipt pledge credit is not higher than 70%;

(4) The credit applicant shall abide by the relevant provisions of the Bank on granting credit to corporate customers and meet the following requirements:

A) The credit rating is above BBB (inclusive) (except those that cannot be rated);

(2) It has a good reputation and no illegal acts.

(5) Other relevant requirements of the bank.