Individuals who meet the following conditions can bring their ID cards to the account opening business department to go through the on-site opening procedures:

1. The average daily financial assets under the name in the 20 trading days before applying for qualification certification should not be low. More than 5 million yuan, or the average annual personal income in the past three years is not less than 500,000 yuan.

2. Have more than 2 years of investment experience in securities, funds, futures, gold, foreign exchange, etc., or have more than 2 years of experience in financial product design, investment, risk management and related work.

3. Or belong to "financial institutions established with the approval of relevant financial regulatory authorities, including securities companies, futures companies, fund management companies and their subsidiaries, commercial banks, insurance companies, trust companies, finance companies, etc. ;

Senior managers of securities company subsidiaries, futures company subsidiaries, and private equity fund managers who have been filed or registered with industry associations, and are engaged in financial-related businesses who have obtained professional qualification certification. CPAs and lawyers.

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Although there are many types of bonds, they all contain some basic elements in content. These elements refer to the basic content that must be stated on the issued bonds. This is the main agreement that clarifies the rights and obligations of creditors and debtors, including:

1. Bond face value

Bonds Par value refers to the face value of a bond. It is the amount of principal that the issuer should repay to the bond holder after the bond matures. It is also the basis for calculating the periodic interest payments by the company to the bond holder. The face value of the bond is not necessarily consistent with the actual issuance price of the bond. An issuance with a price greater than the face value is called a premium issue, a price less than the face value is called a discount issuance, and an issuance of equal value is called an issuance at par.

2. Repayment period

The bond repayment period refers to the period for repaying the bond principal specified on the corporate bond, that is, the time interval between the bond issuance date and the maturity date. The company must determine the repayment period of corporate bonds based on its own capital turnover status and various influencing factors in the external capital market.

3. Interest payment period

The interest payment period of a bond refers to the time for interest payment after the company issues the bond. It can be paid once upon maturity, or once every year, half a year or three months. Taking into account the time value of money and inflation, the interest payment period has a great impact on the actual return of bond investors. The interest on a bond that pays interest once upon maturity is usually calculated on the basis of simple interest; on the other hand, the interest on a bond that pays interest in installments during the year is calculated on the basis of compound interest.

4. Coupon rate

The coupon rate of a bond refers to the ratio of bond interest to the face value of the bond. It is the calculation standard for the issuer's promise to pay bondholders a certain period of time in the future. The determination of the bond's coupon rate is mainly affected by factors such as bank interest rates, the issuer's credit status, repayment period and interest calculation method, as well as the supply and demand of funds in the capital market at that time.

5. Issuer name

The issuer name specifies the debtor of the bond and provides a basis for the creditor to recover the principal and interest when due.

The above elements are the basic elements of the bond face, but not all of them are necessarily printed on the face of the bond when it is issued. For example, in many cases, the bond issuer announces the bond to the public in the form of announcements or regulations. term and interest rate.