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What's the difference between a merchant who has returned a visa and a merchant who refused it?
The difference between a merchant's refusal and refusal is as follows:

1. The merchant has returned the visa because the address and telephone number are unknown, but refused to sign it because of the product itself.

2. Refunds that have been returned by merchants can be returned directly by the original way, and those who refuse to sign will not be refunded directly. You should communicate with customer service to see if you can get a refund.