Overview: China Construction Bank’s installment plan is not bad. Taking 12 installments as an example, the monthly handling fee is 0.29% and the annual handling fee is 3.48%. However, it must not be understood as an annual interest rate of 3.48. The actual annual interest rate is 3.48%. The interest rate is approximately 6.3629%.

CCB Installment Pass is intended for customers with good credit records, stable professional income, and normal consumption behavior. CCB will grant them a special installment pre-credit line in advance to meet their daily large-amount consumer credit needs. The customer has successfully applied for it. Installment payment service that can be consumed at specified types of merchants.

CCB Quick Loan is a full-process online self-service loan launched by CCB for individual customers. Customers can complete the loan online through CCB’s electronic channels, including real-time application, loan approval, contract signing, disbursement and repayment.

China Construction Bank, formerly known as the People's Construction Bank of China, was established on October 1, 1954 (later officially changed its name to China Construction Bank on March 26, 1996).

The head office is located at No. 25 Financial Street, Beijing. It is a large state-owned bank managed by the central government and a national deputy ministerial level unit. China Construction Bank's main business areas include corporate banking, personal banking and treasury services. It has branches and subsidiaries in 29 countries and regions, and owns funds, leasing, trusts, life, property and casualty insurance, investment banking, futures, and pensions. subsidiaries in many industries.