According to Article 13 of the Measures for the Administration of Reports on Large-value Transactions and Suspicious Transactions of Financial Institutions, the following transactions conducted by customers through banking financial institutions belong to large-value transactions:
1, RMB 50,000 or more, or equivalent foreign currency 1 10,000 USD or more, and single or cumulative cash receipt and payment on the same day;
2. Pay RMB 6,543,800+or the equivalent of more than USD 500,000 by single or cumulative transfer between units on the same day;
3. Pay RMB 200,000 yuan or equivalent foreign currency of USD 654.38+million by single or cumulative transfer between individuals or between individuals and units on the same day.
4. Cross-border transfer of funds with a single or cumulative transaction amount exceeding RMB 200,000 (including RMB 200,000) and foreign currency equivalent exceeding USD 6,543.8+0,000 (including USD 6,543.8+0,000) on the day when the bank account of a natural person customer and other bank accounts occurred.
Extended data:
The RMB declaration standard for large cash transactions was adjusted from 200,000 yuan to 50,000 yuan;
The obligation to report large transactions of financial institutions has been clearly stipulated in the Anti-Money Laundering Law passed in 2006, and the specific reporting standards are stipulated in the Administrative Measures for Reporting Large Transactions and Suspicious Transactions of Financial Institutions in 2006. By carefully comparing the management methods of the old and new versions, we can find that the main differences between the old and new versions are as follows:
1. On the basis of keeping the foreign currency declaration standard "equivalent to 1 ten thousand dollars" unchanged, the RMB declaration standard for large cash transactions is adjusted from the current "200,000 yuan" to "50,000 yuan".
2. On the basis of keeping the foreign currency declaration standard "equivalent to US$ 6,543,800+0,000" unchanged, the RMB declaration standard for large-scale cross-border transfer transactions by natural persons is increased to "200,000 yuan".
People's Daily Online-Large transaction report does not affect normal foreign exchange business handling-Interpretation by experts of the central bank
Baidu encyclopedia-large transaction