When the economic crisis breaks out, all kinds of assets will shrink, such as real estate, stocks, funds, bonds and so on. All these will shrink to varying degrees, but each asset will shrink to varying degrees.
Therefore, if the economic crisis really breaks out, or the funds will shrink, you can take the following measures:
The first type: realizing assets and buying government bonds.
Although many enterprises will go bankrupt and their main assets will shrink during the economic crisis, in such a special period, they will really realize their assets and then buy all the national debt.
National debt has the function of maintaining and increasing value, and its security is very high. No matter the economic crisis or the financial crisis, it is impossible for the national debt to default, and this hedging product is the best.
Second, the assets are realized and deposited in the bank.
When the financial crisis breaks out, we must realize the assets in time, and then choose to deposit the money in the bank's large deposit certificate or smart deposit.
However, it should be noted that the deposit of each bank is less than 500,000 yuan, otherwise it is safe to worry about bank failure during the economic crisis, as long as the deposit is less than 500,000 yuan.
Therefore, when the financial crisis breaks out, the best way to prevent assets from shrinking is to deposit in the bank. This fund is safe, with several points of interest income every year. This method is the most sensible way to deal with the economic crisis.
The third type: buy gold.
When the economic crisis breaks out, you can cash in gold or buy paper gold; Because gold is a precious metal with universality, it is a good safe-haven product.
Therefore, gold itself is a value-added product, especially in the financial crisis or economic crisis, the global demand for gold will greatly increase, so buying gold is also a good choice.
The fourth type: holding dollars
The dollar is the global currency, and the dollar circulates around the world. Coupled with the hegemonism of the dollar, it is precisely because of these advantages that the dollar has become an investment and a safe haven.
When the economic crisis breaks out, you can convert all your money into dollars or directly invest in dollars, so that your assets will not shrink in the economic crisis.
Fifth: hold cash.
Although holding cash in an economic crisis is the stupidest way, it is also an effective way to keep your assets from shrinking in an economic crisis.
At least there is no loss in holding cash, but it will be affected by currency depreciation. At this time, as long as the principal does not lose money, it is the biggest winner, so holding cash is also a good choice.
gather
From the above analysis, we know that if an economic crisis breaks out in 20021year, we can buy government bonds, deposit them in banks, invest in gold, exchange them for dollars, hold cash and so on, so as to avoid shrinking assets.
In the economic crisis, the last thing to do is to hold stocks, funds, bonds, futures, real estate and so on. Holding these assets will only shrink faster. I hope everyone knows that financial products will shrink very much during the economic crisis.