The only way for Zhilian to negotiate repayment is to contact Zhilian's official customer service for negotiation. Zhaolian Finance needs to inform first, and then apply for negotiated repayment. The customer service will submit the user's negotiation application, and the user should truthfully explain his own situation during the negotiation.

Zhaolian Good Term Loan is a loan product of Zhaolian Finance, which can provide small unsecured credit loans. When users have short-term capital needs, users can apply for relevant credit lines with personal credit information. The annualized comprehensive interest of Zhaolian term loan is between 15%-20%. Although this interest is higher than the bank's loan cost, it is a medium concept among similar online loan products.

If the user's recruitment quota is frozen, it may be because the loan conditions are not met, resulting in the quota being frozen. For example, if the personal credit record is overdue and meets the loan conditions, it will be automatically unfrozen after the system evaluation is passed. However, due to the overdue use of the previous products, the quota was frozen, so the overdue arrears must be paid off first, and the quota will be unfrozen after the system re-evaluates. Therefore, no matter what causes the futures quota to freeze, we must wait for the system to re-evaluate and unfreeze, and manual intervention is impossible.

Version information: Take Zhaolian Good Term Loan 6. 1. 1 version, Apple 13(IOS 15.2 system) and Huawei mate40(HarmonyOS2 system) as examples.