Industrial Bank Co., Ltd. (hereinafter referred to as "Industrial Bank") was established in August 1988. It is one of the first joint-stock commercial banks approved by the People's Bank of the State Council and China. It was officially listed on the Shanghai Stock Exchange in 2007 (stock code: 60 1 166) and its head office is located in Fuzhou.
Since its opening 30 years ago, Industrial Bank has always adhered to the business philosophy of "sincere service, accompanying growth" and is committed to providing customers with comprehensive, high-quality and efficient financial services.
By the end of 20 14, the total assets of Industrial Bank exceeded 4 trillion yuan, reaching 4.4 1 trillion yuan, an increase of 19.84% compared with the beginning of the year. The net assets per share attributable to ordinary shareholders was 65.438+0.286 billion yuan, an increase of 22.6 1% compared with the beginning of the year.
The annual operating income was 65.438+024.834 billion yuan, a year-on-year increase of 654.38+04.23%; The net profit attributable to shareholders of the parent company was 4,765.438+0.08 billion yuan, a year-on-year increase of 65,438+0.4365.438+0%; The weighted average return on equity remains at a high level of 2 1. 19%;
Branches of 108 and 1435 have been established in major cities in China; It owns subsidiaries such as Xingye International Trust, Xingye Financial Leasing, Xingye Fund, Xingye Consumer Finance, Xingye Wealth and Xingye Guo Xin Asset Management, forming a modern financial service group with banks as the main body, covering trust, leasing, funds, securities, consumer finance, futures and asset management.
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"Universal Life" integrated overseas financial services: Industrial Bank integrates a series of financial products and services such as travel loans, study abroad loans, credit cards, foreign exchange, and travel visa agency delivery. , fully meet the overseas financial needs of individual customers, such as cross-border travel and study abroad. The business covers tourism, visa, study abroad, overseas home purchase, health care, etc., and provides customers with convenient, thoughtful and professional one-stop cross-border financial services.
"Enjoy life" comprehensive financial service for the elderly: Industrial Bank's comprehensive financial service plan customized for middle-aged and elderly customers covers four systems: exclusive wealth management, credit loans, convenient settlement and value-added services. Through cooperation with well-known domestic institutions such as insurance, legal consultation, medical consultation, pension and leisure, we provide customers with a series of value-added services from insurance, law, medical care to leisure and holiday health.
"Xingyetong" comprehensive financial service: a comprehensive financial service scheme for self-employed, individual industrial and commercial households, partners, private owners and other "growing business owners", which integrates five special services of "loan financing, payment and settlement, financial planning, VIP service and exclusive identification", covering personal business loans, bill acquiring service, family financial management, VIP service, exclusive debit cards, credit cards and other special products, and provides micro-finance fields.