Pufa credit card is still good, it has the following advantages:
There is no annual fee, so don't worry about being detained.
VISA UnionPay dual-currency credit card can also be used abroad.
The official WeChat account has a credit card and repayment reminder, and there is no need to download the app.
It should be noted that PUFA's annual fee-free credit card is unconditional, not the kind that only exempts annual fees within the validity period, and does not need to be swiped several times.
This is also the main reason why I applied for this card.
Finally, talk about the shortcomings. In the first year of using the card for 5 years, I will always receive a phone call from the staff of Pudong Development Bank to recommend its universal gold.
The Credit Card Center of Shanghai Pudong Development Bank (hereinafter referred to as "Shanghai Pudong Development Bank") was established on June 5438+ 10, 2004. Is established by Shanghai Pudong Development Bank, specializing in credit card business.
The product service system of Shanghai Pudong Development Bank Credit Card Center includes: Shanghai Pudong Development Bank Dream Card, a credit card product that can be customized by users; Cooperate with popular institutions and brands at home and abroad, such as the Forbidden City, Barcelona Football Club and Little Pig Xiao Pi, and cooperate with aviation industry, hotel industry, department store industry, communication industry and Internet platform to launch joint theme credit card products.
Jointly issue high-end card products with rich rights and interests with domestic and foreign card organizations such as VISA, American Express and MasterCard International.
The Credit Card Center of Shanghai Pudong Development Bank launched credit card preferential platforms such as "Dream Family Club" and "Xiaopu Huahui", and launched market activity systems such as red envelopes, movies, miles and hotels.
Shanghai Pudong Development Bank Credit Card provides mobile service platforms such as Puda Xiben APP.
How about the credit card of Shanghai Pudong Development Bank?
Many young people especially like to apply for credit cards, and different credit cards have different quotas. Many people say that the credit card of Shanghai Pudong Development Bank is still very good, with a maximum amount of 65,438+10,000, so everyone thinks that the credit card of Shanghai Pudong Development Bank is very good. This is also in the hope that people can make a good choice, so you need to go to the relevant bank to find out before choosing a credit card. You can't just apply for a credit card online, which is also very bad.
Do not overdraw your credit card.
Everyone needs good credit before applying for a credit card. If their credibility is in question, the relevant staff will not give them a credit card. So everyone also needs to maintain a very good credit. If their economic level is not very good, then it is recommended not to use too high a quota. This will also lead to my inability to repay later, and there will be some other problems.
The credit card of Shanghai Pudong Development Bank is very good
Everyone also said that the credit card of Shanghai Pudong Development Bank is still very good, and the cover of the credit card of Shanghai Pudong Development Bank is also very beautiful, which has attracted many people's love and interest. Everyone also said that it is good to have a Pudong Development Credit Card, so everyone especially likes this type of credit card. Speaking of credit cards, I hope everyone can pay attention. If you say that your financial level is too poor, then it is not recommended to apply for a credit card. This will also lead to your inability to repay later, and there will be worse things, which will also damage your credit.
Know the precautions in advance
Therefore, everyone should pay attention to the credit cards of Shanghai Pudong Development Bank and other banks, otherwise it will lead to some unexpected situations. This is also a very bad thing, and it also brings unnecessary trouble to yourself. So everyone should pay attention to avoid it. I suggest you know the precautions in advance before you apply for a credit card.
How about the credit card of Shanghai Pudong Development Bank? What are its advantages and disadvantages?
Pufa credit card is quite good. Pufa Credit Card is a standard dual-currency Visa credit card issued by Shanghai Pudong Development Bank, which enjoys various discounts and can also apply for photo cards for free.
At present, on the basis of basic functions, the security measures of Pudong Credit Card involve all aspects before, during and after the event. A total of six security measures have been designed, including the earliest free SMS, photo card, priority dispute handling and other security guarantees in China, as well as the unique 24-hour anti-fraud function, which can give early warning to suspicious transactions around the clock and do a good job in advance. in addition
Extended data:
Credit has many advantages, which can be summarized as follows:
1. It is convenient for people's life and saves the trouble of carrying cash. And there are no geographical restrictions on using credit cards. Whenever you swipe your card anywhere in China, you can swipe it as long as you have the UnionPay logo, and there is no handling fee.
2. Be able to participate in various preferential discount activities for cooperation between merchants and banks, and enjoy various discounts for cooperation between merchants and banks.
3. Value-added services. All kinds of credit cards introduced by banks are accompanied by some value-added services. At present, the services provided by banks can be divided into seven categories: cash return, lottery, shopping discount, free insurance, travel service, personal financial report and other value-added services. These are the extra benefits that credit cards bring us.
How about Alipay using the credit card of Shanghai Pudong Development Bank? Is it okay? Has anyone applied?
I have applied for the Pudong Simplified Platinum Credit Card, saying that it is platinum, but it is actually not as good as the ordinary gold card. All right! A simple platinum card is an ordinary gold card, but it looks taller with platinum.
There is no difference between good and bad credit cards. According to their own purposes, all commercial banks provide credit cards for different purposes, and so does Shanghai Pudong Development Bank. If you often shop on Taobao, you can apply for a Taobao co-branded card; If you travel frequently and stay in a hotel, you can apply for a hotel or airline joint credit card and so on.
As for the amount, it depends on your own credit situation. If you hold more than100000 credit cards, the credit card limit applied by any bank will not be much lower. Even if the card processing time is low, it will improve rapidly in future use.
When I applied for the next card in Alipay, the quota was only 8,000. It was particularly embarrassing when opening the card. The staff asked how much the quota was, and smiled, 8000. The staff did not have a strange expression. It turned out that I was thinking too much. There are still many people with platinum cards of 8 thousand and below!
Up to now, I have been applying for a card for more than a year and a half, and I brush it occasionally. Now the amount is 27 thousand, which is neither too fast nor too slow, let alone the exact amount.
I applied in March and April on 17. At that time, I just started to do real estate, and my salary was very low. Because I didn't sell the house, I just saw the promotion of this card pop up in Alipay. At that time, a youth card of China Merchants Bank was processed on 16, and the issuance amount of the card was 6000. After half a year, I raised the quota to 15000 twice in one month, and I didn't raise it until Alipay applied for the Pudong Development Card. Let's go back to this card. At first glance, it's a dual-currency card. I like it very much, because you can also use VISA when traveling abroad, which is very convenient. Then I asked the supervisor to get the company's landline number and spent a few minutes filling in personal information on Alipay's page and submitting it. Then when I came back from going to the toilet, I received the news that it had passed the audit, and I was very happy at once. Then I was very concerned about the approximate amount of this card. I looked it up on the internet and found that there were many people with the limit of 2000. I thought about it, so I made it all, and cut it when the quantity was very low. But here's what I think. Later, I found out the amount of this card by this means. 45k is very excited. After all, the information is filled in casually, without packaging or anything. I don't know what to pay attention to when I apply for a card. It's completely white. After the card was issued, it was of little use, so the quota was not raised by the end of the year. /kloc-I went to Hong Kong once in April, 2008, ordered food at McDonald's, swiped this card, and then came back to directly raise the quota to 60,000. I haven't mentioned the amount yet. I also want to ask you what is the maximum amount of this card? Complete hand tour and personal experience.
I have the most say in this, because my second credit card was applied for on Alipay, and the application was for Shanghai Pudong Development Bank credit card. You can show it to everyone. It's a real picture, not a fake one.
Pufa credit card, the amount is 45,000 yuan, it should be said that it is not high, but average. However, I feel that it is relatively easy to apply for Pudong Development Credit Card on Alipay. I don't know if it is the reason for the cooperation between Shanghai Pudong Development Bank and Alipay. So how do you apply?
In fact, the process is very simple. I believe that friends who have handled credit cards know it.
Log in to Alipay first, find "Pudong Credit Card" in the search bar, and click in to find the official WeChat account of Pudong Credit Card. In the official WeChat account, there are various Pudong Development Credit Card recommendations.
Then the rest is much simpler, just follow the steps to complete the submission of personal data, and you can complete the application. After reading the SMS records, it seems that it took only two hours from application to approval.
Finally, I waited for the card to be stopped. I believe that old drivers are experienced in the process of credit card activation.
For the current credit cooperatives, it is really necessary to get one or two credit cards to increase credit. Moreover, credit cards have an interest-free period. Although not much money can be saved, it is also a fortune over time! However, it should be reminded here that credit cards must be consumed reasonably, and never become card slaves, let alone engage in illegal activities of credit cards.
Is it reliable to apply for Shanghai Pudong Development Bank credit card on Alipay? Applying for Shanghai Pudong Development Bank credit card on Alipay is definitely reliable. Alipay is also a formal third-party credit platform and has a cooperation agreement with Shanghai Pudong Development Bank.
1. The credit card of Shanghai Pudong Development Bank and Alipay have reached an agreement, and Shanghai Pudong Development Bank supports the applicant to apply for the bank's credit card with his sesame points in Alipay. The specific requirements are: sesame score above 700, ant flower garden quota above 3000, bank card bound by Alipay has been stable and other credit cards bound by Alipay have no overdue records. This simplifies many processes and does not require financial proof such as work income and deposits.
2. Most importantly, Alipay has its own strong risk control system, and Sesame Score has become an important credit reference. Now many banks can apply for credit cards through Alipay, and Shanghai Pudong Development Bank is no exception.
4. A friend said that the credit card of Shanghai Pudong Development Bank applied for in Alipay is particularly easy to handle, and the amount of the card is quite high. His Pudong Credit Card has just been filled in Alipay, and 10 has passed for more than 0 minutes. Credit line 10000, sesame score 720. The reason why the amount is so fast and high is because it is linked to sesame seeds. His 720 sesame seeds belong to customers with good credit of Alipay.
5. Another friend of mine applied for two cards through Alipay, simple and white, with a quota of 12000, and approved every second. His sesame score is 755. Before the application, all useless sesame sub-authorizations were cancelled, and the mobile phone number was the one that had been used for more than half a year.
To sum up, it is quite reliable to apply for a credit card of Shanghai Pudong Development Bank on Alipay. Sesame has a high score, is easy to pass and has a high amount.
According to the sesame score, you can directly apply for the one with high sesame score. If it is not high, it is still recommended not to apply online. I applied for it. Alipay approved a quota of 20 thousand, and I got more than 700 sesame seeds. I didn't open the card. The next day, I applied for 50,000 yuan at the salesman's booth.
Hello, Chu Xiao, a so-called old man who has been engaged in the financial industry for more than ten years, is a national financial planner. Since he got his first credit card, he has more than a dozen credit cards and standard credit cards at most. Please answer this question briefly.
First, understand the concept of credit card.
The credit card stipulated by relevant laws in China refers to the electronic payment card issued by commercial banks or other financial institutions with all or part of the functions of consumer payment, credit loan, transfer settlement, cash deposit and withdrawal, etc.
Credit card consumption is a non-cash transaction payment method, and there is no need to pay cash when spending, and repayment is made on the billing day.
Secondly, credit card application channels.
There are many channels for credit card application, such as bank official website, bank roadside stalls, third-party websites or APP channels authorized by banks, and door-to-door card handling by the credit card department of banks. Many people apply for cards because they don't know how to choose channels according to their own situation, which is not worth the candle.
(1) bank network card application
This is the basic way for everyone to apply for a credit card. Applicants only need to apply for a card at the outlets in their area. Network card applications can effectively show their assets directly to banks. It is suitable for users with hard assets such as houses, cars, financial certificates, work certificates and related businesses to apply for credit cards, and the amount will be higher.
(2) Bank official website Card Application
Suitable for network families who don't like queuing at outlets. It's better to be a credit card user of other banks, otherwise, due to online card handling, banks can't fully see your asset information, misjudge your financial situation, and lead to a low credit card limit. However, some banks like to apply online, and the amount is good.
(3) The salesman will handle the card.
Call the bank credit card center to contact the staff of the card department, indicate the intention of handling the card, and then the credit card salesman will come to the door to accept it. Users don't have to go to the bank outlets in person, just wait for the card clerk to come to the door to handle it.
(4) roadside stalls or third-party official authorized channels to handle cards.
Generally, the relevant roadside staff will set up a point next to the active merchants in their bank. This kind of business has the risk of information leakage. There have been cases where credit card business personnel cooperated with a third party, and then your information was leaked and various loan calls were harassed. Third-party channels such as Card Baby, Alipay and WeChat are more reliable.
Returning to this topic for the third time, "What about Alipay's Shanghai Pudong Development Bank credit card? Is it okay? Has anyone applied? "
The credit card of Shanghai Pudong Development Bank on Alipay is real. You can apply for Shanghai Pudong Development Bank credit card directly on Alipay, but you must meet the following conditions before applying:
1. Sesame credit score is more than 700 points;
2. The amount of the applicant's ant flower garden is more than 3,000 yuan;
3. Alipay is bound to a credit card and repays on time without overdue.
4. The bank card is bound.
Advantages: handle it casually, and fill out the form if you want to do it.
Disadvantages: information leakage.
I have been starting a business since graduation and have never been to work in a company. I want to apply for a credit card later. I tried it in Shanghai. Some roadside helpers applied. When I heard that it was Xiaobai, who had never applied for a credit card and had no formal company job, they all said it was difficult.
After returning home, my friend opened a pair of public accounts because he ran a small company and worked in a bank. I just got a credit card from four major banks, and the amount is not large. Anyway, I have a credit card. The second card is the Bank of Communications I applied for on Alipay. I am in a small county town, and there is no Bank of Communications outlet, but I still applied. The third one is from Pufa, and it was also applied on Alipay. After the application, the bank will call to verify, and the card will basically be issued. Compared with Bank of Communications, the quota given by Shanghai Pudong Development Bank is still quite high, and there will be 10,000 cards under the card.
To sum up, if you already have a card, it is relatively easy to apply for Bank of Communications Pudong Development in Alipay.
Don't apply for Shanghai Pudong Development Bank. I haven't mentioned a fixed amount since I got off the card (three years 100 yuan special business card fee, or platinum dream card, bah). I only mentioned the limit of 2000 three times, and once I called to get it, the limit was only 2000 each time. Now use this card when ordering takeout.
Very reliable, that is to say, I once applied for Pudong Development Credit Card on Alipay, and applied for a simple platinum card. At that time, the sesame credit score was 72 1. It took several hours from application to approval, and then it took five days to get the card. The credit card limit is 40 thousand, which is still ok.
The introduction of Shanghai Pudong Development Bank Taobao Credit Card and Shanghai Pudong Development Bank Taobao Card ends here. I wonder if you found the information you need from it?