Can the new CCB credit card be repaid in installments? Installment repayment is only related to consumption, and has nothing to do with whether to apply for a new credit card.
For installment repayment, the following operations are required:
1. A single transaction is divided into several stages. When purchasing goods, you can choose to divide the payment into stages at the cashier or handle the stage through the bank customer service telephone staff after the transaction is completed.
2. Bill installment: you can choose the number of installments of this month's bill (3 /6/12).
Operation method of CCB credit card cash installment application installment repayment
Telephone application: Cardholders can call the Bank's credit card center for manual customer service and apply for cash installment from customer service staff.
The cardholder selects the installment number, installment amount, debit card account number and loan reason. People choose installment number, installment amount, debit card account number and loan reason.
Online banking application: the cardholder logs into the bank official website and chooses to apply for cash installment.
The cardholder selects the installment number, installment amount, debit card account number and loan reason.
The cardholder can complete the application by entering the dynamic password and the cash withdrawal password.
CCB credit card cannot be divided into cash installments. There are several reasons why CCB credit cards cannot be divided into cash installments:
1. The available credit card amount is insufficient, which is less than the applied cash installment amount;
2. The credit card has a bad record of overdue repayment;
3. Abnormal card status of credit card will also lead to failure of cash installment application.
The minimum cash installment of CCB credit card can be repaid, and this installment part must be repaid. Then you have been calculating the lowest level of interest, five ten thousandths a day. Until the day you pay it off. Therefore, I suggest that it is best to return it all at once.
CCB credit card cash installment can be transferred to E account CCB credit card cash installment business, and the collection account must be RMB current settlement account such as debit card, quasi-credit card and passbook opened by yourself in CCB. E account is not supported. For details, please visit the website of CCB Credit Card-Home Page "Installment"-"Cash Installment".
For the cash installment of CCB credit card, you can swipe your card when you repay it, that is, only the part you have paid back can be swiped.
Can't the new China Merchants Bank credit card be divided into cash installments? There is no time limit for cash installment of China Merchants Bank. The cash installment conditions of China Merchants Bank are as follows:
You must hold China Merchants Bank credit card, personal card, MasterCard and all-in-one card, and keep a record of how to use the card.
Cash installment payment shall not be used for investments such as stocks and futures. Cardholders must keep the relevant consumption vouchers for cash payment, and China Merchants Bank has the right to access the consumption vouchers at any time;
The cash installment business is limited to RMB currency, and the cash amount that the cardholder can apply for withdrawal is within the available cash limit advanced by his credit card. The minimum amount of each application is 2,000 yuan, and the cumulative maximum is 50,000 yuan.
How to handle the cash installment of CCB credit card 1? Cash installment is a new credit card cash credit business launched by CCB, which can immediately meet your small capital needs such as travel, payment and shopping. You can flexibly use the credit line of the credit card to withdraw cash, and easily enjoy the repayment in installments of 3, 6, 12 and 24.
1. Application amount: it must be an integer multiple of 100 yuan, with the minimum being 500 yuan, and the maximum not exceeding the credit limit available to the cardholder (excluding overpayment and temporary limit), and the total not exceeding 50,000 yuan.
2. Application currency: RMB only.
3. Collection account: RMB settlement account such as debit card and quasi-credit card opened by myself in China Construction Bank.
4. Number of installments and handling fee rate: 3 installments: 2.4%; 6 periods: 4.2%; 12: 7.8%; 24 issues: 15%.
Note: The installment fee of CCB is charged in one lump sum. If repayment is made in advance after installment, the handling fee charged will not be refunded!
Two. CCB credit card cash installment process:
Step 1: Log in to buy.b of Shanrong Business and select Credit Card Consumer Credit-Cash Installment-Online Cash Installment.
Step 2: Complete the mobile phone verification.
Step 3: Fill in the application information and confirm the terms.
Step 4: Confirm the application information and fill in the credit card verification elements.
Step 5: The system conducts real-time audit, and immediately lends money after the audit is passed.
On the website of CCB and the homepage of credit card, there is "cash installment" in the function column above. When you enter the right side of the interface, you can apply online. You can choose according to your credit card limit and handling fee.