The compound interest value of insurance financing is not worth buying, which can be illustrated by examples. For example, China Life Xinyu Jinsheng, male, 30 years old, is insured by China Life Xinyu Jinsheng. The payment is divided into three years, and the annual insurance amount is 654.38+10,000 yuan. The main insurance coverage is 8 years, and the basic coverage is 149330 yuan. If the main insurance company, China Life Xinyu Jinsheng, does not receive the survival fund, the low-end 20-year total income will be 452,500, the middle-end total income will be 584,700 and the high-end total income will be 705,800. Relatively speaking, the expected return of the mid-range interest rate is better, with three-year insurance, five-year return and 20-year doubling. There are many kinds of wealth management insurance, including dividend insurance, ordinary annuity insurance, open annuity insurance, increased whole life insurance and other products, but only open annuity insurance has the function of compound interest. If the main insurance is short-term financial insurance, then the income is very clear.

1. There are many ways to invest in financial management, such as savings, insurance, stocks, bonds, futures, real estate, gold, antiques, stamps, etc. But the first task of financial management is to find ways to protect yourself and your family in case your income suddenly decreases. To this end, we must first buy suitable life insurance for ourselves and our families. Compared with the tepid insurance market, income insurance has been sought after by people once it is launched. Generally, there are many types of income insurance, which not only has the most basic protection function of insurance, but also can bring investors a lot of income, which can be described as a win-win situation for protection and investment. Therefore, the purchase of income insurance is expected to become a new hot spot for personal investment and financial management.

2. The insurance financing of insurance companies tends to be long-term, focusing on solving the education planning and pension planning after a long time, and at the same time solving the security problems such as accidents and medical care. Financial insurance is a new insurance product with both insurance protection and investment functions, which belongs to new life insurance. Insurance companies operating investment insurance make full use of their scale investment advantages and investment experts to strive for the maximum investment income for the insured.

3. Dividend insurance has dual functions of protection and investment. Traditional products have a fixed predetermined interest rate, and risk protection is basically fixed. Dividend insurance not only has the basic guarantee function, but also determines the dividend distribution according to the annual operation of dividend insurance business, which is the biggest feature of dividend insurance. Universal insurance refers to life insurance products with insurance protection function and certain asset value in at least one investment account. The reason why it is called "universal" is mainly manifested in flexible payment, adjustable insurance amount and convenient collection of policy value.