Personal account precious metal trading business refers to a trading product based on account precious metals provided by China Construction Bank to customers based on the bank's business processing system. After customers open a precious metal account with China Construction Bank, they can buy and sell the precious metal shares in the account within the prescribed trading time according to the bilateral quotations provided by China Construction Bank.

The customer’s precious metal share of the account is only recorded in the account, and no physical objects are withdrawn, and the precious metal shares of different types of accounts are not allowed to be used together.

The pricing basis of CCB’s paper gold is mainly based on the daily quotations of various types of gold published by the Shanghai Gold Exchange