1. Investing in gold bars When investing in gold bars (blocks), it is best to buy gold bars (blocks) produced by internationally recognized or well-known local gold refining companies. In this way, selling gold bars in the future will save a lot of expenses and procedures. If the gold is not produced by a well-known enterprise, the gold buyer will charge a fee for analyzing the gold. The gold bars sold by many well-known international gold merchants are packed in sealed small bags, which are not only filled with gold, but also proved by reliable seals, so it is much more convenient to sell gold bars without opening them. Generally, gold bars are cast with numbers, purity marks, company names and marks. Because the gold bricks (about 400 ounces) are generally only traded between the government, banks and big gold merchants, private and small and medium-sized enterprises generally trade relatively small gold bars, which need to be melted and cast, so they have to pay a certain casting fee. Generally speaking, the smaller the gold bars, the higher the casting cost and the higher the price. The advantages of investing in gold bars are: no commission and related expenses, strong liquidity, instant realization, global transferability and global quotation; In the long run, gold bars have the function of preserving value and have a certain effect on resisting inflation. The disadvantage is that it takes up some cash, and there are certain risks in ensuring the physical safety of gold. Matters needing attention when buying gold bars: It is best to buy gold bars from well-known enterprises, and properly keep relevant certificates to ensure that the appearance of gold bars, including packaging materials and gold bars themselves, is not damaged, so as to facilitate future sales. There are two kinds of investment gold coins, namely pure gold coins and commemorative gold coins. The value of pure gold coins is basically the same as the gold content, and the price basically fluctuates with the international gold price. Pure gold coins are mainly collected by coin collectors. Pure gold coins in some countries are marked with face value. For example, Canadian coins with 50 yuan face value have been minted, but pure gold coins in some countries are not marked with face value. Because the price of pure gold coins is basically the same as that of gold, the premium at the time of sale is not high (that is, the difference between the gold contained and the gold coins sold), and the investment appreciation function is not great, but it has the functions of beauty, appreciation, circulation change and value preservation, so it is still attractive to some collectors. Commemorative gold coins have great appreciation potential because of their large premium, and the investment value of collection is far greater than that of pure gold coins. The price of commemorative gold coins is mainly determined by three factors: first, the less the quantity, the higher the price; Second, the older the casting age, the higher the value; Third, the more complete the current appearance, the more valuable it is. Commemorative gold coins are generally in circulation, all marked with face value, which is more liquid than pure gold coins and does not need to be converted into cash according to the gold content. Because the number of commemorative gold coins issued is relatively small, which has appreciation and historical significance, its function has greatly exceeded the circulation function, and investors mostly invest in appreciation, collection and appreciation, which has important investment significance. For example, a commemorative gold coin with a face value of $50 may contain gold with a market value of $40 at that time, but the issue price may be much higher than Gao Qian's face value of $50. Although investing in commemorative gold coins has great appreciation potential, it is difficult to invest in such coins. First of all, you should have certain professional knowledge, understand the product identification, distribution quantity, commemorative significance and market trend, and choose a good institution to trade. 3. Paper gold "paper gold" transaction is a service provided by banks without the intervention of real gold. For accounts without precious metals, investors don't need to buy or sell physical objects when investing in gold, because it doesn't involve real gold delivery, so the transaction cost can be lower; It is worth noting that although it can be equated with holding gold, the "gold" in the account cannot be exchanged for physical objects, and the "deposit" has no interest. "Paper gold" is a one-way trading variety, with capital 100%, and it is a relatively stable tool for direct investment in gold. 4. Gold management account The gold management account refers to the securities firm's full authority to handle the investor's gold account, which is a risky investment method. The key lies in the professional knowledge, operational level and reputation of brokers. Generally speaking, the enterprises that provide this kind of investment are rich in professional knowledge and the fees charged are not high. At the same time, enterprises have higher requirements for customers and need more investment. 5. Gold certificate Gold certificate is a popular way of gold investment in the world. Gold certificates provided by banks and gold sellers provide investors with the risk of avoiding storing gold. The issuer's gold certificate shows that investors have the right to withdraw the purchased gold at any time. Investors can also convert the vouchers into cash at the current gold price to recover their investment, or circulate them in the market by endorsement. Investing in a gold certificate requires paying a certain commission to the issuer. Generally speaking, the commission is roughly the same as the safekeeping fee of real money and silver. Advantages of investing in gold certificate: the certificate has high liquidity and no storage risk, and gold can be insured globally. Certificates issued by large institutions can extract gold in major financial and trade areas in the world. The disadvantage is that buying gold certificates takes up a lot of money from investors. To extract a large amount of gold, you need to make an appointment in advance, and some gold certificates have low credibility. To this end, investors should purchase institutional certificates recognized by local regulatory authorities. 6. Gold futures, like other futures trading, are contracts for delivery at a certain transaction price at a specified time, and the contracts have certain standards. One of the characteristics of futures is that investors have to pay a deposit (usually 5%- 10% of the contract amount) in order to finally buy a certain amount of gold. Generally speaking, buyers and sellers of gold futures close their positions by selling and repurchasing the same number of contracts as before before the contract expiration date, without actually delivering real money and silver. The profit and loss of each transaction is equal to the difference between two contracts in opposite directions, which is commonly known as "speculation". Gold futures contract trading only needs a margin of about 10% of the transaction amount as the investment cost, which is highly leveraged, that is, a small amount of funds promotes large transactions, so gold futures trading is also called "margin trading". Benefits of investing in gold futures: greater liquidity, and contracts can be realized on any trading day. With greater flexibility, investors can enter the market at a satisfactory price at any time. Diversity of orders, such as instant trading, price limit trading, etc. Quality assurance, investors don't have to worry about the quality of the tender in their contracts, and they don't have to bear the appraisal fee. Safe and convenient, investors don't have to spend energy and money to save real money. Leverage, which means trading with a small margin. Price advantage, gold futures target is wholesale price, which is superior to retail and decoration gold prices. The market is centralized and fair. Under the open conditions, the futures trading prices of a region, a country and major financial and trade centers and regions in the world are basically the same. The role of long-term hedging, that is, buying and selling futures contracts with the same quantity and price to offset the losses caused by gold price fluctuations, is also called "hedging", which will be introduced in other articles. The disadvantages of gold futures investment are: high investment risk, because it requires strong professional knowledge and accurate judgment of market trends; There is a strong speculative atmosphere in the market, and investors are often reluctant to leave because of speculative psychology, so futures investment is a complicated and tiring job. 7. Gold option means that buyers and sellers have the right to buy a certain number of targets at the agreed price in the future, but they have no obligation. If the price trend is favorable to option buyers, they will exercise their rights and make a profit. If the price trend is unfavorable to them, they will give up the right to buy and lose only the cost of purchasing options at that time. The cost of buying and selling options (or the price of options) is determined by the supply and demand forces of the market. At present, there are not many gold options markets in the world, because there are many contents involved in gold options trading, and the investment tactics of options trading are also very complicated and difficult to master. Gold option investment also has many advantages, such as strong leverage and large investment with a small amount of funds; In the case of selling standard contracts, investors do not have to worry about storage and gold purity; It has the functions of reducing risks. 8. Gold stocks The so-called gold stocks refer to listed or unlisted stocks issued by gold mining companies to the public, so they can also be called gold mining company stocks. Because buying and selling gold stocks is not only investing in gold mining companies, but also indirectly investing in gold, this investment behavior is more complicated than simply buying and selling gold or buying and selling stocks. Investors should not only pay attention to the operating conditions of gold mining companies, but also analyze the price trend of the gold market. 9. Gold Fund Gold Fund is the abbreviation of gold investment mutual fund. The so-called gold investment mutual fund is a mutual fund organized by fund sponsors and subscribed by investors. Fund management companies are responsible for specific investment operations, with gold or gold derivatives as the investment medium. It is managed by an investment committee composed of experts. The investment risk of gold fund is relatively small, and the income is relatively stable, which has the same characteristics as well-known securities investment funds. 10, international spot gold (London gold), also known as London gold, is named after its earliest origin in London. The London gold exchange is often called the European gold exchange. Represented by London Gold Exchange Market and Zurich Gold Market. Investors' transaction records are only reflected in the "gold passbook account" opened by individuals in advance, and there is no need to withdraw physical gold, which saves the steps of transportation, storage, inspection and identification of gold, and the difference between the buying price and the selling price is smaller than that of physical gold. There is no fixed place for this kind of gold trading. In the London gold market, the whole market is composed of the interconnection between major gold merchants and their subordinate companies, and transactions between gold merchants and customers are conducted by telephone and telex. In Zurich gold market, the three major banks buy and sell for customers and are responsible for settlement. Advantages of trading: 1. The price of gold fluctuates greatly: it is quoted according to the international gold market and international practice. Due to various international political and economic factors, such as A, USD, B, oil, C, central bank reserve, D, war risk and various emergencies, the price of gold often fluctuates violently. You can use this price difference for real gold trading. Second, the trading service time is long: trading is 24 hours a day, covering the trading hours of major international gold markets. Third, the settlement time of funds is short: you can open and close multiple positions (similar to warrants) on the same day, providing more investment opportunities. Fourth, the operation is simple: if there is a foundation, it will be seen immediately; It's simpler than stock trading, and stock selection doesn't need much trouble. The analysis and judgment are relatively simple, which is closely related to the trend of the US dollar and crude oil. This kind of gold is being speculated all over the world, and it trades about $20 trillion every day. Ordinary bookmakers can't make waves. In this market, we only rely on our own technology. Fifth, earn more: gold rises, you do more and earn more; Gold falls, short will make money! Two-way trading, real ups and downs to make money. Sixth, the trend is good: gold speculation has just appeared in China. At the beginning, stocks, real estate, foreign exchange, etc. They all make crazy money, and gold is no exception. In addition, it is more flexible in both directions. 7. Strong value preservation: gold has been one of the best value preservation products since ancient times, with great appreciation potential; Now global inflation is intensifying, which will promote the appreciation of gold. Characteristics of gold T+0 wealth management business: using leverage principle-low investment, high return, high capital utilization rate-two-way trading-long short mechanism, flexible investment-T+0 trading on the same day, great short-term opportunities-online trading at any time, convenient and safe to operate. The information on the website of Huangjia Gold Investment Network is very comprehensive. If you are interested in gold investment, you can pay attention to this website.