Everbright Life Insurance is reliable. It is a formal insurance company jointly established by China Everbright Group and Canada Yongming Financial Group, and is also a state-owned insurance enterprise controlled by China Everbright Group. Every insurance product it launched was sold under the approval and supervision of China Securities Regulatory Commission.

Everbright Life Insurance is an insurance company under the Everbright Group. Founded in April 2002 with a registered capital of 5.4 billion yuan, it is composed of four shareholders: Everbright Group (state-owned), Canadian Yongming Life Insurance (foreign capital), China Military Asset Management (state-owned) and Angang Group (state-owned).

Special attention should be paid to:

1. This product can only claim for one of the four responsibilities of serious illness, death, high disability and due return. Once the claim for serious illness, death and high disability is settled, the insurance contract will automatically terminate. Only if there is no claim for the first three items can we receive the due return.

2. This product cannot be exempted from the responsibility of minor diseases. Even if the insured is diagnosed with a minor illness during the payment period, he still needs to pay the premium after the claim is settled.