Personal credit information prompt prompts registered users whether they have overdue records in the last five years in the personal credit information system; Personal credit information summary shows registered users a summary of their personal credit status, including summary information of credit records, public records and inquiry records.
Personal credit report shows the basic situation of personal credit information for registered users, including the detailed information of credit records, some public records and inquiry records.
The functions of personal credit report are as follows:
1, looking for a job
Some units have changed the political review materials into personal credit reports when recruiting, especially in banking, insurance, securities and other industries. Most of them require personal credit reports when recruiting. Some enterprises also require applicants to provide personal credit reports when recruiting financial personnel. In many places in China, personal credit reports have become an indispensable part of job application materials.
Take Hubei as an example. After the Hubei provincial government issued the "Administrative Measures for the Collection and Application of Personal Credit Information in Hubei Province (Trial)", not only some people have to provide personal credit reports when looking for jobs, but also they have to check personal credit reports even if they are advanced.
Step 2 open an account
Stock index futures investors also need to provide personal credit reports when applying for opening an account. According to people familiar with the matter, the financial futures exchange has asked futures companies to comprehensively evaluate the appropriateness of natural person investors in stock index futures, making it clear that "investors can provide personal credit reports or other credit documents for nearly two months as proof of credit records".
The Credit Information Center of the People's Bank of China provides the social version of personal credit report inquiry for stock index applicants in futures accounts. A person from a futures company in the city said that when applying for a stock index futures account, the applicant will be given a comprehensive score, and if the personal credit report is tainted, 15 will be deducted.
References:
Personal credit information _ Baidu Encyclopedia