1. prepayment at the counter of bank outlets:

(1) The borrower can apply to the handling branch of China Bank according to the conditions stipulated in the loan contract, and it will be handled after the approval of the bank.

(2) You can entrust an agent to repay the loan in advance. The entrusted agent shall provide the original power of attorney and identity documents of both the borrower and the agent.

2. China Bank's personal mobile banking and personal online banking handle prepayment:

(1) At present, online repayment is supported by BOC e-loan, Suizizhi loan, Qi Hang loan, online banking pledge loan and national student loan products. It is recommended that you choose personal mobile banking and personal online banking of BOC for prepayment (if you choose the bank branch counter, you are advised to go to the branches of BOC).

(2) For other loan products, in addition to meeting the loan contract, it depends on whether the loan agency supports online prepayment.

(3) If online prepayment is initiated by branches, you can initiate partial or full prepayment through personal mobile banking of Bank of China. After the prepayment is completed, the repayment amount will be adjusted accordingly.

(4) BOC Personal Mobile Banking does not support direct adjustment of repayment amount for the time being.

The above contents are for your reference. Please refer to the actual business regulations.

If you have any questions, please contact online customer service of Bank of China.

You are cordially invited to download and use China Bank Mobile Banking APP or China Bank Cross-border GO APP to handle related business.