The difference between financial management and stock trading:
1. Different investment scopes: stock trading refers to stocks alone, while financial management includes not only stocks, but also funds, bonds, and some bank financial products.
2. Risks and returns are different: The funds raised through financial management are generally handed over to professional financial managers to help you buy stocks and funds. Buying products such as bonds; stocks require your own analysis and control of buying and selling points, so the risk of stocks is higher than the risk of financial management.
3. Different flexibility: stocks are traded in T+1 mode. If you buy them on the same day, you can sell them on the next trading day. However, some financial products have a certain closed period and cannot be sold during the closed period. Secondly, it will not arrive quickly after selling, and its flexibility is less. After the stock is sold, the funds cannot be withdrawn until the next trading day after arriving on the same day.
4. The thresholds for stock trading and financial management are also different. Financial management requires a minimum of 1 yuan, while stock trading requires a minimum purchase of 100 shares, and each purchase is an integer of 100 shares.
If you need to know the stock market, you can log in to the Ping An Pocket Bank APP-Finance-Stock Futures-Securities Service to query the information.
Warm reminder:
1. The above content is for reference only and does not make any suggestions;
2. Before investing, it is recommended that you first understand the existence of the project To avoid risks, you should have a clear understanding of the project’s investors, investment institutions, on-chain activity and other information, rather than investing blindly or entering the fund by mistake. Investment involves risks, so be cautious when entering the market.
Response time: 2022-01-25. For the latest business changes, please refer to the official website of Ping An Bank.