Second, investment is risky, and high returns are accompanied by high risks. You need to know your true risk tolerance and be prepared, because you may lose 3% even if you expect a 3% return.
Third, it is best to invest in the bank or Alipay's APP, which is safer. Alipay Apple 12, ios14, Alipay version 1.2.3
It is not difficult to say that it is difficult to invest and manage money, and it is not easy to say it simply. For people who know how to manage money, they have reached a conclusion about what kind of financial products to buy and how to allocate their own funds without much consideration. But for people who don't know how to manage money, even if they have the heart to manage money, they will always hesitate, and as a result, they waste a lot of time. You know, in financial management, time is money. If you don't fully grasp time, it is tantamount to wasting money.
1. If you want to choose financial products, you must proceed from your own situation and consider your own economic ability and risk tolerance. Not the higher the income, the better the wealth management products are. Choosing the right wealth management products and obtaining steady income is the correct way to manage money. When you choose a wealth management product, its risk, safety, liquidity and so on should be taken into account. Of course, its income must also be taken into account.
2. If you don't have much money, you don't want to take too much risks, and you need to use money at any time, you should choose financial products with capital preservation and current demand, such as money funds, reverse repurchase of government bonds, and bank deposits. These are the things you should choose when choosing financial products.
3. If you have sufficient funds, little liquidity demand and can bear certain risks, you can pursue some high-risk and high-yield investments, such as stocks, gold, futures, etc., which are the directions you can choose when choosing wealth management products.
4. Summary: Be clear about your risk preference. If you can't stand the loss of more than 1%, don't buy high-risk financial management such as stocks, futures and foreign exchange. It is necessary to know whether your funds need liquidity. Some wealth management products have high returns but poor liquidity. You can look at the deposit products issued by banks in Internet finance, which are higher than ordinary deposit banks, and some products have good liquidity.