1. The payment term of a bank acceptance bill shall not exceed 10 days from the maturity date of the bill; Bank acceptance bills are valid for two years from the maturity date. The holder may present the payment to the accepting bank at any time during the payment period;

2. The holder's bank will not accept a bank acceptance bill that exceeds the payment period, but the holder may demand payment from the acceptor with relevant supporting documents within the bill rights period;

3. If the bank acceptance bill cannot be paid at maturity, the holder may exercise the right of claim to the former debtor within six months from the date of refusing to pay;

4. The billing date and maturity date of bank acceptance bills shall not exceed six months.

I. China Construction Bank

1, China Construction Bank, formerly known as People's Construction Bank of China, was established on 1954+00 10/day (later officially renamed as China Construction Bank on March 26th, 1 996). The head office is located at No.25, Financial Street, Beijing. It is a large state-owned bank managed by the central government and a national deputy ministerial unit. The main business areas of China Construction Bank include corporate banking, personal banking and treasury business. It has branches and subsidiaries in 29 countries and regions, and subsidiaries in many industries such as funds, leasing, trust, life insurance, property insurance, investment banking, futures and pension.

2. China Construction Bank has a broad customer base, and maintains bank contact with many large enterprise groups and leading enterprises in China's economic and strategic industries, and its marketing network covers major regions of the country. 20 16 On June 30th, the British Banker magazine published the ranking of 1000 big banks in the world, and China Construction Bank ranked second. On February 20 17, brand finance released the list of the top 500 global brands in 20 17, and China Construction Bank ranked 14. In 20 18, Fortune Global 500 ranked 3 1.

3. China Construction Bank was established in 1954 10 and 1. The basic background of the establishment of China Construction Bank is that the people of China began to implement the first five-year plan to develop the national economy, and large-scale economic construction centered on the construction of 156 key projects has been launched all over the country. In order to manage the huge construction funds, China Construction Bank came into being. During the more than 20 years from 1954 to 1978, China Construction Bank mainly undertook the centralized allocation of national capital construction budget and self-raised funds of enterprises, supervised the rational use of funds, issued short-term loans to construction enterprises, and handled basic business settlement. Since the mid-1980s, in order to meet the requirements of China's economic and financial system reform and economic development, China Construction Bank has successively opened cash cashier, residents' savings, fixed assets loans, working capital loans for industrial and commercial enterprises, international finance, housing loans and various principal-agent services. By opening various commercial banking services to the public, the functions of banks have been enriched and a solid foundation has been laid for the transition to modern commercial banks.