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1. How to calculate the daily increase or decrease of the fund?
The daily capital increase or decrease is the capital increase or decrease of this trading day relative to the previous trading day. Generally speaking, the daily increase or decrease of domestic funds does not exceed 10%.
Price fluctuation (%) = (current price-closing price of the last trading day)/closing price of the last trading day * 100%.
The daily rise and fall of the fund is mainly manifested in the rise and fall of the net value of the fund. If it rises that day, the net value of the fund will also rise accordingly. On the other hand, if it falls that day, the net value of the fund will also fall accordingly. The daily fluctuation is -0. 1%, which means that today's net value is 0. 1% lower than yesterday's. If yesterday's net fund value was 1, today it is1-1* 0.1%= 0.99.
If the net value of the fund decreases, you can buy more shares of the same amount. Similarly, holdings will also decrease, which is a loss. However, investors need not pay too much attention to short-term ups and downs.
Two. Factors affecting the rise and fall of funds:
The rise and fall of funds are generally determined by the stock market, which is usually influenced by many factors such as policies, economic situation, investor psychology and so on. However, the financial assets invested by different funds are different, and the final ups and downs may be different. Therefore, we should pay attention to the various assets purchased by funds when investing in financial management.
Users can choose different types when investing in funds, such as stock funds, bond funds, mixed funds, money market funds, futures funds and so on. The risks faced by different funds here are different. Users should fully consider their ability to take risks when choosing.
Three. preventive measure
1. Pay attention to the proportion of fund types according to your risk tolerance and investment purpose. Choose the fund that suits you best, and set an investment ceiling when buying partial stock funds.
Be careful not to buy the wrong "fund". The popularity of funds has led to some fake and shoddy products "fishing in troubled waters", so we should pay attention to identification.
3. Pay attention to the later maintenance of your account. Although the fund is worry-free, it should not be left unattended. Always pay attention to the new announcements on the fund website, so as to have a more comprehensive and timely understanding of the funds you hold.
4. Pay attention to buying funds and don't care too much about the net value of funds. In fact, the fund's income is only related to the net growth rate. As long as the fund's net growth rate stays ahead, the income will naturally be high.