Is a small full loan safe?
Xiaoman loan mainly refers to its "money-rich" loan platform. Whether the small full loan is safe can be seen from the following aspects:
1, from the company background.
Du Xiaoman holds a formal business license. The company name is Chongqing Du Xiaoman Information Technology Co., Ltd., which is wholly owned by a legal person with a registered capital of 300 million yuan. At the same time, it has obtained formal licenses for payment business, securities and futures business and insurance intermediary business, and displayed them in official website in an open and transparent manner.
2. From the source of funds.
Du Xiaoman's partners are mainly China Agricultural Bank, Postal Savings Bank, China Everbright Bank, Minsheng Bank, Huaxia Bank, Bohai Bank, Bank of Beijing, Bank of Guangzhou and other formal banking institutions, as well as China Post Consumer Finance, Yin Bei Consumer Finance and other institutions with formal financial licenses to provide services for everyone, which is safe and reliable.
3. In terms of product characteristics.
If you have money to spend, refuse to apply for loans from 18-year-old college students, and strictly abide by national laws and regulations. The maximum amount of loan products is 200,000 yuan, which is purely online and unsecured. It can be approved in 30 seconds at the earliest and received in 1 minute at the earliest. Interest will be calculated on a daily basis and the loan can be repaid in advance. Interest will only be calculated until the day when the loan is settled, and the loan can be recycled after repayment.
4. From the perspective of security.
As a financial technology company, Du Xiaoman can make full use of Baidu's AI advantages and technical strength to monitor and guarantee the whole loan process. At the same time, every time he has money to lend, he needs to check the password and other verification items, and he can only lend it to the bank card under the lender's own name, so users can use it with confidence.
The above is about "Is the small full loan safe?" I hope I can help you.