Every time you spend a CCB card, you can get 1 points for every dollar you spend. At the same time, CCB has set up a special integral mall, where users can exchange their points for the goods or services they need in integral mall.
Common products for redemption of points are card coupons: Tencent video, monthly card of iQiyi members (annual card), business coupons, digital home appliances: digital cameras, air purifiers, vacuum cleaners, watches, etc. And kitchen supplies: coffee machines, rice cookers, pots, juicers, toasters, etc.
Bank card refers to a credit payment tool issued by commercial banks (including postal financial institutions) with all or part of the functions of consumer credit, transfer settlement, cash deposit and withdrawal, etc. Bank card reduces the circulation of cash and checks, which makes the banking business break through the limitation of time and space and undergo fundamental changes. The application of bank card automatic settlement system makes the dream of "no cheque, no cash society" come true.
Classification method
Under normal circumstances, bank cards are divided into credit cards and debit cards according to whether credit lines are granted to cardholders. In addition, bank cards can also
According to different information carriers, it is divided into magnetic stripe card and chip card;
According to whether the issuer is in China, it is divided into domestic cards and overseas cards;
It is divided into personal cards and unit cards according to different issuers;
According to the different currencies of accounts, they are divided into RMB cards, foreign currency cards and dual currency cards.
debit card
Debit cards are divided into transfer cards, special cards and stored value cards according to different functions. Debit cards cannot be overdrawn. The transfer card has the functions of transfer, cash deposit and withdrawal and consumption. Special card is a special-purpose debit card used in a specific area (except for department stores, restaurants and entertainment industries). It has the functions of transferring money and depositing and withdrawing cash. Stored value card is a prepaid wallet debit card in which the bank transfers funds to the card for storage according to the cardholder's requirements, and directly deducts money from the card during the transaction.
Debit card can be used for online or POS consumption or ATM transfer and withdrawal, and cannot be overdrawn. Interest is paid on the amount in the card according to the current deposit. When spending or withdrawing money, the funds are directly withdrawn from the savings account. Debit cards usually require a password when used. Debit cards can be divided into ordinary cards, gold cards and platinum cards according to their grades; According to the scope of use, it can be divided into domestic cards and international cards.
credit card
Credit cards are divided into credit cards and quasi-credit cards. Credit card refers to the credit card that the issuing bank gives the cardholder a certain credit limit, and the cardholder can spend first and then repay. Quasi-credit card refers to a credit card in which the cardholder deposits a certain amount of reserve fund according to the requirements of the bank, and when the reserve fund is insufficient to pay, it can be overdrawn within the credit limit stipulated by the issuing bank.
credit card
Creditcard, usually called credit card, refers to a credit card that the issuing bank gives the cardholder a certain credit limit within which the cardholder can spend first and then repay. It has the following characteristics: consumption before repayment, interest-free repayment period (up to 56 days), minimum repayment amount, and repayment by installments when customers overdraw. Customers need to pay a certain annual fee to the bank they apply for, and each bank is different.
What can China Construction Bank do with 4000 points?
When we use CCB, we will accumulate certain points, and the points are also very useful. Generally speaking, if you accumulate more than 4,000 points, you can exchange them for gifts, or you can donate the points to public utilities. You can also use points to deduct part of the amount from your consumption. Therefore, points are very useful, and everyone must accumulate more to get more discounts.
1. How to accumulate CCB points?
It is easy for CCB to accumulate 10 points. We only need to use CCB's credit card to accumulate. Generally speaking, you can accumulate 1 points for every yuan spent, 7 points for every dollar spent and 9 points for every euro spent. There will be different points accumulation standards according to the exchange rate. If you pay by credit card in installments, the accumulated points will also be paid by installments. You can use CCB credit card to accumulate more points and get more preferential conditions.
Second, what is the use of CCB points?
CCB points have many uses. To sum up, there are five uses. First of all, you can exchange gifts, and you can use points to exchange gifts in the gift mall of China Construction Bank. Secondly, you can do public welfare and donate the points to those in need. If there is financial activity, you can use the points to deduct the service fee. The most important thing is that the points can also be converted, not only into other comprehensive points, but also into cash, thus deducting some commodity amounts.
Extended data
ChinaConstructionBank, formerly known as People's Construction Bank of China, was established in June 1 954+1October1(later renamed China Construction Bank on March 26th, 1996). The head office is located at No.25, Financial Street, Beijing. It is a large state-owned bank managed by the central government and a national deputy ministerial unit. The main business areas of China Construction Bank include corporate banking, personal banking and treasury business, with branches and subsidiaries in 29 countries and regions, and subsidiaries in many industries such as funds, leasing, trust, life insurance, property insurance, investment banking, futures and pension.
The credit card points rules of CCB are divided into basic points and reward points.
How to exchange credit card points of CCB? It is reported that the credit card points of China Construction Bank include basic points and reward points. The basic point is that the cardholder uses the Longka credit card, and each consumption is RMB 1 yuan product 1 points; Reward points are extra points calculated to encourage cardholders to spend, use cards or use related products or participate in activities and meet the reward conditions.
The calculation rules are as follows:
1, the basic point is that the cardholder uses the longka credit card and spends RMB 1 yuan product 1 points each time (with Shanghai Volkswagen longka, RMB 1000 product is 6 points); Every time you spend $65,438 +0 yuan, you get 7 points (if you spend with Shanghai Volkswagen Dragon Card, you get 4.2 points for $65,438 +000); Spend 1 euro with the European Travel Card and get 9 points.
2. Successfully handle the installment and mail order installment payment business of CCB credit card merchants, and you will get the same amount of points for the total installment principal at one time (the corresponding points will be accumulated when the principal payable in each installment is recorded); Successfully handle the consumption installment business, without changing the original trading points and calculating additional points; Successful car purchase and housing installment business will no longer accumulate corresponding points.
3. Credit card reward points of CCB are extra points calculated to encourage cardholders to spend, use cards or use related products or participate in activities and meet the reward conditions. Reward points are calculated and used according to the terms of the activities announced by the reward activities. For example, reward points for card opening, double the activity points, etc.
4. The points of the cardholder's main card and supplementary card are combined and calculated, and the points generated by the consumption of supplementary cards are accumulated to the main card.
What are credit card points? What's the specific use?
What are credit card points? What's the specific use?
That is, when you spend money, the bank will accumulate points for you. Generally, one yuan will add up to one point. However, the number of points will vary according to the bank you use. Some will be more, and there will be one yuan, two points, three points and five points. You'd better know the bank you use.
With more points, the bank will provide some activities to exchange points for gifts. It is a kind of welfare that the bank gives to its customers. Then you can go to the bank's website to see what to change, and the bank will send you some samples when mailing the bill.
No points for gifts. Most still need you to add cash. However, it is still free. Otherwise, I still have to buy it in full, which is a psychological comfort, hehe.
What is the use of 70000 credit card points of CITIC?
Credit card points of CITIC Bank:
American Express Card (for consumption or withdrawal) RMB 1/ HKD 1= 1 USD 1/ EUR 1=8 points.
If the monthly consumption (including cash withdrawal) of 1. reaches above RMB 1200 (inclusive), you can get 0.5 times extra points, and the extra points shall not exceed 1500 points.
Gold card, titanium card and platinum card (for consumption or cash withdrawal) RMB 1/ HKD 1=2 points USD 1/ Euro 1= 16 points.
2. If the monthly consumption (including cash withdrawal) reaches more than RMB 3,500, you can get extra points of 1 times, and the extra points shall not exceed 5,000 points.
Tencent QQ co-branded card, Phoenix co-branded card and Taobao co-branded card are RMB1/HKD1=1; Dollar 1/ euro 1=8.
3. If the monthly consumption (including cash withdrawal) reaches more than RMB 2,000 (inclusive), you can get extra points of 1 times.
If the monthly integral transaction does not reach 2000 yuan, the transaction can get 1 times integral.
Cardholders can get double points for spending and withdrawing cash in the birthday month, which can be enjoyed at the same time as the above points rules. Transactions in the current month refer to transactions that have been booked on the last day of the month of the cardholder's birthday, and transactions that have not been booked are not given away; The donated points will be summarized and credited to the cardholder's account within the next natural month of the cardholder's birthday; This offer is only applicable to the main card transaction.
What is the use of credit card points!
Redeem all kinds of gifts to the card issuing unit.
What is the use of credit card points of CCB?
Credit card points of CCB can be exchanged for various purposes:
(1) Apply for redemption of credit card "selected bonus gifts" on CCB website through channels such as CCB website, self-service voice phone and SMS.
(2) When a credit card is swiped by a cooperative merchant who redeems the points of CCB, the points are used to deduct some consumption and redeem gifts. (The list of merchants can be found in the credit card home page points exchange area. )
(3) The cardholder of Longka automobile card points can call the customer service hotline of CCB to apply for redemption of points for refueling fees.
(4) The points of China Eastern Airlines Dragon Card, Shenzhen Airlines Dragon Card, China Southern Airlines Dragon Card, Air China Yin Zhilong Card, SAIC Volkswagen Dragon Card and Dongfeng Nissan Dragon Card are specially used for redeeming designated gifts, and the points of other cards under the cardholder's name may not be transferred to the above cards for special redemption.
If the merchants near your home support deduction, you can choose the second method, which is very practical.
If you choose the first gift redemption, log on to the credit card homepage of CCB and click Redeem Points-Redeem Credit Card Points Gifts to view and redeem gifts, some of which are very practical, such as mobile phone bills.
What is the use of credit card points?
According to the different regulations of each bank, it has the following purposes.
1, points for gifts (available in every bank)
2. Annual credit card fee (every bank has it)
3. Points are used for cash consumption (CITIC and China Merchants Bank points can be exchanged for movie tickets)
What is the use of Ping An credit card points 1600?
This credit card point can be used to buy phone bills. Don't start. It should be 2000.
You can log in to pa 18 to enter official website. Official website has an account pass on the right. You can log in with your credit card and password to enter the credit card integral mall. Please look inside. What can these points do?
The introduction of what is CCB credit card points and what is CCB credit card points ends here. I wonder if you have found the information you need?