How many people have an annual income of 500,000?

There is currently no official statistics on this, but I think it shouldn’t be difficult for someone with an annual income of 500,000 yuan to have a deposit of 500,000 yuan in the bank? Are there many people with a deposit of 500,000 yuan in this bank? Not much actually.

According to data before the launch of the "Deposit Insurance Regulations" in 2015, people with deposits of 500,000 yuan in our country accounted for only 0.37% of the accounts.

Although wealthy people do not only store their money in banks, judging from the data at the end of 2018, deposits are still the most important choice for most people. At the end of 2018, the total deposits of residents in my country were 72.44 trillion yuan, the scale of bank wealth management products during the same period was 22.04 trillion yuan, and the total asset management business scale of fund management companies and their subsidiaries, securities companies, futures companies, and private equity fund management institutions was approximately 50.36 trillion yuan. trillion yuan, the combined scale of the two is only comparable to the scale of bank deposits. Many people say that there is a stock market. In fact, most of the stock market is institutional investment, and retail investors account for a small proportion. At the end of 2018, the total market value of A-shares was 43.37 trillion yuan, and retail investors accounted for 20%, which is less than 10 trillion yuan.

Even if the three most important parts of financial management, funds and stocks are taken into account, the number of people with a deposit of 500,000 yuan is estimated to have doubled, about 0.74%, and considering the growth Factors, then the number of people who have a deposit of 500,000 yuan in their accounts so far is only about 1% at most. Therefore, those with annual income exceeding 500,000 yuan are currently estimated to account for only 1%.

What industry?

So where do these high-income people mainly live? I think it consists of the following groups of people:

1. Private business owners

If a private business is well run, it is not a problem to earn 500,000 yuan a year; If the business is full enough, it is not a problem to make 500,000 yuan a year.

2. Senior executives of central enterprises, large state-owned enterprises and large private companies

Executive staff of small and medium-sized enterprises may not necessarily have an annual income of 500,000 yuan, but large enterprises (such as listed companies) There should be many senior executives of enterprises with more than 500,000 yuan.

3. Key personnel

For example, it is not difficult for key technical personnel of Internet companies such as Alibaba and Tencent to have an annual income of over 500,000 yuan (hasn’t there been news reports on Tencent before? The development team of King of Glory will receive a year-end reward of 1.2 million yuan); for example, for those with excellent sales performance in the company, it is not a problem to receive a commission of more than 500,000 yuan based on performance alone; for example, important traders in the investment team, etc. Of course, there are also some special cases, such as Huawei, which is a fully employee-owned company. Most employees who have worked for more than five years can earn 500,000 yuan a year, which is not a problem.

4. Film and television personnel

Among film and television stars, as long as they are slightly famous, let alone 500,000 yuan a year, 5 million yuan is appropriate. This industry also The hardest-hit areas with high incomes in our country and the concentration of tax evasion.

5. Internet celebrities and leading self-media personnel

For the army of Internet celebrities spawned by the 4G network, it is common for a live broadcast to earn thousands or even tens of thousands; The leading self-media personnel (such as Weibo Funny Ranking, Papi Jiang, etc.) can earn tens of thousands or hundreds of thousands of dollars from just one advertisement, so an annual income of 500,000 yuan is a matter of minutes.

Summary

It is not easy to earn 500,000 yuan a year in China, especially after tax. Taking into account the five social insurances, one housing fund and taxes, it is estimated that the pre-tax income will be 500,000 yuan. Seven or eight hundred thousand yuan. But no matter how difficult it is, there should be people in all walks of life who can earn 500,000 yuan a year.