A: Of course not. Let's look at the definition first: financial enterprises refer to enterprises that need to obtain financial business licenses granted by financial supervision departments, including policy banks, postal savings banks, state-owned commercial banks, joint-stock commercial banks, trust and investment companies, financial asset management companies, financial leasing companies and financial companies that need to obtain banking business licenses. Securities companies, futures companies and fund management companies that need to obtain securities business licenses to practice; All kinds of insurance companies that need to obtain insurance business licenses. Therefore, investment consulting companies can only be regarded as service-oriented enterprises. However, it is not excluded that the subsidiaries of the above-mentioned financial enterprises engage in investment consulting business. A: Guarantee companies used to be quasi-financial institutions, but now they are non-financial institutions. Guarantee companies don't lend with their own funds, but guarantee with corporate reputation, and banks lend. In other words, if the enterprise can't meet the loan standard in credit reliability, it can find a guarantee company to guarantee it. Then the guarantee company does what the bank doesn't want to do, and the risk is borne by the guarantee company. A: Pawnshops are not financial institutions. Financial institutions must have a financial license. Pawnshop is a special industry, and it needs to apply for a special industry license and a pawnshop business license. Pawnshops are supervised by local economic and trade systems and public security systems.