At present, BOC's wealth management products are sold in a frozen mode, that is, the investment funds of wealth management products are frozen (without deduction) in your account before the interest value of the products, and the interest is paid according to the interest-bearing settlement method of current deposits in savings accounts. After the wealth management funds are received, interest will be calculated at the deposit rate from the date of receipt. During the period from the product maturity date (inclusive) to the account arrival date (exclusive), the wealth management income and deposit interest are not included.
For details, please consult the financial manager of the local branch of Bank of China.
The above contents are for your reference. Please refer to the actual business regulations.
If you have any questions, please contact online customer service of Bank of China.
You are cordially invited to download and use China Bank Mobile Banking APP or China Bank Cross-border GO APP to handle related business.