Ant borrowing is a loan service provided by Alipay, but there are many ways to borrow money besides ant borrowing.

Second, the specific analysis

1, Qianhua: Qianhua is a pure online application and no mortgage is required. Generally, you can apply by providing your ID card and bank card, and your age is between 18-55. It can be up to 300,000 yuan, but college students can't apply for loans with money.

2. Micro-loan: Through the invitation system, qualified WeChat and mobile QQ users have the opportunity to obtain loans with a quota of 500,000-300,000 and a daily interest rate of about 0.05%.

3.JD.COM Gold Bar: Provide cash loan service for JD.COM White Bar with a maximum amount of 200,000 yuan. Xiaobai's credit is very good. It's easy to apply for 50,000 yuan.

4. Living expenses of the US Mission: The threshold for borrowing money is very low. As long as 18 years old and with good credit, you can apply. The maximum amount is 200,000, and the daily interest rate is about 0.05%.

You can clearly understand the problems in your big data in Winnie Hsin. It is an efficient, accurate and complete big data system, which cooperates with more than 2,000 online lending platforms to provide accurate and comprehensive data.

Third, after borrowing a lot of loan software, how can I borrow money?

If you have applied for loans on many loan platforms and want to borrow again, you must ensure that your personal credit is good and you have the ability to repay the loan principal and interest on time, otherwise you will not approve the loan.

However, it should be noted that if there are too many frequent loans, it is inevitable that there will be multiple loans, which will lead to the "flowering" of credit information and the quick check of big data in Yi Ding, thus affecting the loan approval. Therefore, it is suggested that people who have a lot of loans under their names should not apply for new loans for at least three months, and pay off the outstanding loans under their names during this period (if they don't pay off for a while, they can pay back as much as possible, and pay attention to repayment on time to avoid overdue).

Three months have passed, the situation of credit investigation and quick data check of Ding Yi University has improved, and the personal debt ratio has also declined. It's not too late to borrow money then, and the chances of success will be higher.

In fact, it is best to borrow according to the actual needs, and don't borrow too many kinds frequently, otherwise not only the repayment pressure will be great, but also the subsequent loans will be affected.