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What wealth management products do you buy during the May Day holiday?

1. Reverse repurchase of government bonds

Every time there is a holiday, reverse repurchase of government bonds will become more and more popular, because the market funds near the holiday are tight, and the yield will be higher, such as the end of the month, the end of the year or the holiday, etc. Investors can choose to buy before the holiday when buying, and the income of reverse repurchase of government bonds is calculated according to the actual number of days occupied, such as the May Day holiday, the 7-day reverse repurchase of government bonds bought on April 24th, plus the May Day holiday.

2. Monetary fund

Monetary fund has less risk, stable income and strong liquidity. And the money fund calculates the income according to the holding days, so there will be income on holidays and weekends. Investors are advised to buy the money fund before the May Day holiday, for example, before April 27 (inclusive), and there will be gains during the May Day holiday, and the yield of the money fund may increase during the holiday, because the funds in the holiday market are relatively tight, and the sharp increase in the income of the assets held by the money fund on that day will also lead to a sharp increase in the extremely high income on that day. Therefore, the income from purchasing money funds during the May Day holiday is higher.

3. Bank deposits

For example, time deposits refer to a bank financial management method in which the deposit period is agreed with the bank, and the principal and interest are repaid after the maturity. The interest on time deposits is calculated on a daily basis, so the income will also be calculated on holidays, and the bank time deposits will protect the capital and interest. If investors have idle funds, they can consider depositing them in the bank for a fixed period. The longer the term, the higher the expected income.

4. Bond funds

Bond funds have stable returns, less risks and lower handling fees. The income of bond funds mainly comes from two parts, one is the income generated by the change of bond net value; Part of it is the income generated by bond interest. Among them, the bond interest income is calculated according to 36 days a year. Although there is no transaction on weekends or holidays, interest income will still be generated, so you can also consider buying bond funds during the May Day holiday.

5. QDII funds

QDII funds are fund products that directly invest in non-domestic (overseas) markets, with low thresholds and diverse options. Because it is a fund product invested by mainland investors in overseas markets, the trading time is the same as that of overseas markets, and there is no May Day holiday in overseas markets, so there will be income calculation during the May Day holiday.