First, increase the return on assets. Money itself has no value, but its value is reflected by purchasing power. If the currency circulation is greater than the market supply and demand, inflation and price rise will occur.
For example, a piece of tofu used to cost one yuan, but now it costs four yuan, and the purchasing power of money is declining. This situation is inflation.
Inflation is very subtle when it appears, and it is difficult for ordinary people to detect it. Unlike investors, ordinary people have large assets to invest in real estate and other value-added products.
It is difficult for people to run through inflation, but they must also find ways to shorten the distance. If ordinary people want to survive in the frequent price increase, they must increase their income channels.
For example, you can do some sideline work in your spare time, and only when your assets increase can you consider the next asset allocation problem. Like moonlight clan, house slave, card slave, etc. Inflation will be difficult.
At present, there are many sideline channels, such as part-time takeaway, part-time courier, part-time sorter, part-time writer, part-time anchor and online driver.
With the development of the Internet and the increase of jobs, it is not a problem as long as you are willing to work hard to increase your income. After the income increases, we can get rid of negative assets and really own assets.
Nowadays, many young people like to spend in advance, and online lending has become a trend, but the loan itself is a negative asset. Want to increase income, in addition to making more money, but also reduce negative assets.
Second, the average distribution of assets. After the assets are increased, you can invest in wealth management. In the case of inflation, it is unwise to keep all your money in the bank. Eggs can't be put in the same basket, so we should do a good job in asset allocation and reduce risks.
It is unwise to put all the money in the bank first, because under the influence of inflation, the amount of money in the bank will not change, but the price in the market is rising.
That is to say, when you deposit money in the bank, the purchasing power of putting in 1000 yuan is completely different from that of taking out 1000 yuan. Especially those who want to use their savings to support the elderly, it is not cost-effective.
Therefore, in an inflationary environment, we should allocate assets and use high-quality assets to fight inflation. For example, you can consider wealth management products such as funds and stocks.
Gold is the darling of inflation. The gold here is not gold jewelry, but pure gold bars or virtual gold.
Because in addition to the gold price itself, there are manual fees, brand fees, design fees, store fees and so on. Therefore, gold jewelry does not have anti-inflation ability, and it needs rational judgment when purchasing.
Moreover, when gold jewelry is recycled, other extra expenses will not be included in the price of recycled jewelry. If you want to buy gold to preserve your value, you can go to the bank to buy virtual gold and other products.
Third, keep in good shape. Health is the capital of revolution. Good health can not only earn more money, but also be a way to save money. As the saying goes, you will not get sick because of poverty, but you will be poor because of illness.
So if you want to fight inflation, you must have a good body. In poor health, no matter how much money you earn, you will go in and have no chance to enjoy the money.
Usually, office workers exercise less, often stay up late to work overtime, and have irregular diets. , will cause physical problems. Young people are not as good as old people.
So, no matter how busy you are at ordinary times, don't neglect your health. Now the age of sudden death is getting smaller and smaller, and life has ended at the beginning. Leaving your wife, children, parents, heartbroken for you.
Office workers can usually do some simple exercises in their spare time, such as yoga, hula hoop and warm-up exercises. And they can exercise at home because they need little space.
Take out half an hour to exercise every day and stick to it for a long time, and your body will get better and better. Another important thing is regular sleep.
Sleep quality directly affects a person's health. Don't drink coffee, play mobile phones, watch movies or brush videos before going to bed. Create a quiet atmosphere for yourself. After forming a habit, you will naturally want to sleep when you arrive.
Nowadays, the pace of life is getting faster and faster. Many young people like to eat takeaway, but they don't know that takeaway is quietly ruining your health.
There are many problems in take-away, such as high oil content, potentially dangerous lunch boxes, poor production environment of some black-hearted businesses, and complicated addition of ingredients. Usually, everyone slows down the pace of life occasionally, and it is healthier to make a lunch by themselves.
Conclusion In the case of inflation, don't put all your money in the bank, but distribute assets evenly and make good use of assets to fight inflation.
In fact, the real way to resist inflation is to improve your knowledge. Money will depreciate everywhere, but your brain will not.