Physical gold

It is safest to hold it in your hand

At present, ICBC, Agricultural Bank of China, China Construction Bank and many other banks sell physical gold, such as CCB's "CCB Gold".

in addition to banks, shopping malls and gold brand stores are also good choices. Many investors use hoarding tactics after buying physical gold. They play the golden abacus: buying gold bars can not only fight inflation, but also accumulate rich pensions; It can also be passed on to future generations, and it can also avoid being levied inheritance tax.

2

Paper gold

Low threshold and lower cost

It is understood that many banks have started paper gold business, such as ICBC's "Gold Expert", CCB's "Account Gold" and BOC's "Huang Jinbao". The so-called "paper gold" is a kind of virtual value financial management tool, which can't extract physical gold bars and earn the price difference of gold price fluctuation by buying low and selling high.

The investment threshold of paper gold is relatively low. Investing in paper gold is like buying and selling stocks, and there is no physical delivery. Recently, ICBC also launched the "accumulated fund" No.2, which is similar to the fixed investment of the fund. It can purchase gold with fixed deduction every month, and can apply for physical gold withdrawal when it reaches a certain gram.

3

Two-way trading of gold T+D

The biggest feature of gold T+D trading is that both bulls and bears have the opportunity to make money. In addition, because of the margin trading, gold T+D trading has the leverage amplification effect. At present, banks such as ICBC, Minsheng, Xingye and China Merchants Bank have opened this business.

gold T+D trading is a two-way selection mechanism of long and short, regardless of the market fluctuation, with great profit opportunities and high risks. It is suitable for investors with high risk tolerance and certain professional knowledge. At the same time, investors need to do a good job in fund management to avoid Man Cang operation.

4

Gold funds

The minimum threshold for buying is 1, yuan

With the recent international spot price of gold hitting a record high, gold funds are also a "shortcut" to participate in gold investment. Compared with other gold investment channels, the advantage of buying a gold fund is a low starting point, and you can invest as little as 1, yuan.

5

Gold-linked products

Rising gold prices may not be profitable

Structured wealth management products linked to gold issued by banks generally start at more than 5, yuan. However, this kind of structured product is designed by the bank, and whether it can make a profit or how much profit is not directly proportional to the increase of gold price.

6

gold futures

standardized contracts that are suitable for professional investors

gold as the subject matter of the contract. Gold futures adopt the margin system, and the leverage ratio is generally about 1 times. The price fluctuation risk of gold futures is also much higher than that of physical gold and paper gold. Therefore, when trading gold futures, strict fund management is needed, real-time marking is needed, and short-term operation is the mainstay. Gold futures are suitable for professional investors.

7

The fluctuation range of gold stocks

is greater than the price of gold

There is a strong correlation between gold stocks and the performance of gold prices, and the fluctuation range is larger. At present, the gold stocks listed in A-shares mainly include Shandong Gold, Zhongjin Gold and Zijin Mining. It is suggested to focus on the gold stocks with relatively low valuation.