-It is suggested to deposit a part in the bank for a fixed period of time and deposit it in installments. For example, 1000 saves one, 500 saves one, and the time of saving is different, so it is convenient to take without destroying other terms.
-If the fund makes a fixed investment, it must make a long-term plan, because it can make money when the stock market is good and lose money when the market is bad. The market is not so good now, and it fluctuates every day. This must be fixed for at least a few years before you can see a relatively large profit. For example, the current market is 2800 points. If the market is 6000 points, the income will definitely be more, but I don't know how many years it will arrive, depending on luck.
Besides these, many financial institutions offer relatively high interest or dividends. Of course, it's best to find something you are familiar with to avoid being cheated. There are pawn shops and futures spot shops. You can deposit your money with them.
-you should also keep some current accounts with you at ordinary times, which you can use in case of emergency.
It is convenient to deposit a certain amount, such as 3000,5000, for a certain period of time, or separately.
Or put these in stocks, try them yourself, practice with small money first, and then save money while learning. When there is more money and technology goes up, you can invest more.
Also, if you have a lot of money, you can invest in real estate, but you can't buy it with your friends and repay the loan together. In recent days, the real estate in China has only gone up and down, and it has appreciated when bought.
Wish you success! ! !