China Merchants Bank can open gold futures, which is the lucky money agreement. "Lucky money" represents the physical gold trading business of individual customers. It refers to the fact that banks entrust individual investors to conduct spot trading of various precious metals listed on the exchange according to the relevant regulations of the exchange, and entrust deferred settlement transactions such as opening positions, closing positions and delivery, complete corresponding settlement and delivery processing on behalf of customers, and assist customers to complete physical gold delivery and other related businesses on the exchange.

To open an account, you can log in to mobile banking, click My-All, and click Gold-Trading Fund-Lucky Fund-Account Management-Open an account under the financial management section, and follow the prompts.