1, business qualification
Formal trading companies are members of the exchange, authorized agents of exchange members and commercial banks. Investors can check on the website of the Exchange. The member units of the Exchange shall make public announcements on the website of the Gold Exchange, and investors may also call directly to inquire about the members. The Hongkong Platform can be found on the website of China Gold and Silver Exchange.
2. Capital security
The funds of regular trading companies are deposited in the special accounts of members and customers of the Gold Exchange, and after being sealed, they will be filed in the Shanghai Futures Exchange for supervision. The funds of informal trading companies are all in their own accounts, even in personal accounts. If it is a Hong Kong platform, you must choose a platform provider who has legal electronic communication qualification in China Gold and Silver Exchange.
3. Dealers subject to safety supervision
The so-called "third-party depository of customer settlement funds" refers to the unified depository of customer transaction settlement funds by a third-party depository independent of securities companies in accordance with relevant laws and regulations. At present, third-party depository institutions refer to commercial banks with third-party depository qualifications. The customer's transaction settlement funds are uniformly deposited by the third-party depository bank, and the customer's deposit is guaranteed by the double credit of the commercial bank and the dealer, so as to ensure the customer's fund payment, and the customer's fund security can be guaranteed and more assured.
4. Characteristics of trading platform
Formal trading companies, such as Jin Rong China Platform, will do their best to maintain the trading platform so as not to affect customers' transactions. The trading platform of informal trading companies is their own and manipulated by themselves, and even sometimes there are various phenomena such as disconnection, inability to close transactions and inability to close positions. In order to make customers unable to make profits or make customers lose money.
5. Nature of the transaction proposal
Formal trading companies will give customers reference opinions, do not make correct promises, and hope to help customers make profits. Informal gold trading companies induce customers to trade according to their trading suggestions, and induce customers to generate losses to realize their own profits.
Financial management description
Wealth management products are generally risky, and the higher the risk, the greater the income. However, don't blindly pursue high returns when investing. After all, you have to take huge risks. If you lose money, you will lose more than you gain. Therefore, we must pay attention to financial management and buy financial products according to our own affordability. Money to buy wealth management products is generally idle funds at home, so as to ensure that money will not be taken out because of emergencies, and many wealth management products are not allowed to be taken out. Everyone should pay attention to this. When purchasing wealth management products, it is generally necessary to sign a contract. At this time, you should look carefully, and you can ask clearly if you don't understand the terms. When purchasing bank wealth management products, we must be clear about the investment time, the investment of wealth management funds and the expected rate of return. Only by understanding this can we know whether this wealth management product is in line with ourselves, and most importantly, whether it can be redeemed before the investment expires.