Money fund is the least risky of all funds, and it pays more attention to the rate of return of money fund. So is the rate of return of money fund high? What is the average annual rate of return of the money fund? The following small series brings the general annual rate of return of money funds, I hope you like it.
Is the money fund's income high?
The short-term income of the money fund is not high, but the long-term income is still good. The Monetary Fund mainly invests in cash, bank deposits with a maturity of 1 year (including 1 year), bond repurchase, central bank bills, interbank deposit certificates, bonds with a remaining maturity of 397 days (including 397 days), debt financing instruments of non-financial enterprises, asset-backed securities, etc.
Therefore, the short-term income of the money fund is not high, but the long-term holding income is relatively stable, and the loss will be less. However, if the funds are deposited and held for a long time, the income will be higher and higher.
What is the average annual rate of return of the money fund?
The annual rate of return of general money funds is around 2%. Money funds can generally see the average income level in the last seven days, which is the annualized data and the reflection of the fund's income level in the past seven days. You can refer to this before buying.
However, the annualized income of the money fund is not fixed, and the daily income of the money fund will change. However, if the deposit amount is small, you will see less income in the short term, so when you hold the money fund, you can hold it for a long time.
What are the skills of retail investors to cover positions?
1. Make up positions according to technical indicators. Retail investors can make up their positions according to some specific technical indicators. For example, when the stock price is supported by the 60-day moving average and rebounds upwards, retail investors can consider buying the stock in moderation, or make up positions when there are some K-line charts of buying signals in individual stocks, such as Qixing.
2. Make up positions according to market conditions. When the market has bottomed out after a long-term decline, when the disk has stabilized and there are signs of rising, retail investors can consider appropriate replenishment, or when individual stocks have significant positive news, retail investors can take the opportunity to buy some. Reminder: The stock market is risky, so be cautious when entering the market!