Judging from the macroeconomic situation, at present, China's social and economic operation is stable and better than expected, but the problem of insufficient imbalance between economic development and financial development is still outstanding. Some entities, especially small and medium-sized enterprises, have difficulties in operating, the local economy is under great downward pressure, financial risks are still in a period of high incidence, and the asset quality and risk management difficulty coefficient of city commercial banks have increased. From the perspective of the field, with the advancement of financial system reform and innovation, the spread profit of traditional commercial banks has decreased, the structure and services of big banks have obviously moved down, the competition in the same industry has further intensified, the impact of Internet financial innovation has further increased, and the advantages of the original business outlets and geographical advantages of city commercial banks have gradually weakened.

From the demand situation, due to the continuous strengthening of Internet infrastructure construction, the accelerated integration of social development, cultural life and network environment, and the increasing online level of financial needs such as transaction, payment, investment and wealth management, and personal credit investigation, more regulations have been put forward for city commercial banks to provide Internet financial information services. Facing the complex and changeable natural environment of macro and micro-economy, city commercial banks use financial science and technology innovation to improve the quality and efficiency of financial information services, which is conducive to changing passivity into initiative and turning tests into opportunities in fierce industry competition. I think it's the bank financial manager of personal business. In today's society, the quality of life of ordinary people has been greatly improved, and if they have more money, they will also make some financial investments. The bank wealth management manager of personal business is an ordinary user who serves financial institutions, supervises and rationally distributes people's funds, and the area here is very large.

I have worked in the front desk for 7 years, and I don't know much about the organizational model of financial institutions. If I am in a private enterprise, the general receptionist can go to the administrative department or the assistant of human resources and general affairs to consider job hopping. We can integrate the ways of financial institutions and see if there is any possibility of post adjustment. If it really doesn't work, if I were you, I'd choose to do both, and make some new starting points and new lifestyles for myself. After all, life is short and their work experience is only a few decades. If given the opportunity, they can make their career development more full and interesting, instead of stopping for "stability". Sometimes, let's make a choice just because there is another way to live.

The bank is the courtyard wall. People inside want to come out, and people outside want to go in. I don't know who envies who. To tell the truth, bank employees really don't have any scientific and technological content. It is normal for the basic financial industry to feel bored and worthless, but can financial institutions change jobs internally? If you can't jump ship, it's easy to join the same financial institution and securities company. If you score a few points on the technical expertise and ability of your own credit business industry, only the overall strength will have room for improvement. Most positions are technical. I suggest you choose technology before you can have a personal career plan. If you are technically specialized in financial management or good, you can consider financial statement analysis and calculate your position. Undoubtedly, you spent a lot of money in the bank, that is, you entered a financial institution for two or three years, and then transferred to a transferred department. State-owned enterprises are trying to establish contacts every year.