1, Puka
Both the main card and the auxiliary card are permanently free of annual fees and expenses, and you can swipe your card at will. You can activate the card through the 24-hour customer service hotline, set the transaction password and inquiry password online in real time, or log in to online banking for real-time online activation, which is safe and fast.
2. Gold card
China Postal Savings Credit Card Gold Card is a standard credit card product specially developed for middle and high-end people. In addition, there are services such as revolving credit, installment consumption, cash advance and password selection. The product also has many special services, such as air ticket hotel reservation, supplementary card quota adjustment, 48-hour card loss guarantee, free transaction reminder, high cash advance, double birthday points, wonderful gift exchange and so on. It is a credit card that truly meets international standards.
3. Self-mailing group joint credit card
The self-postal credit card is a UnionPay standard RMB gold card, which was jointly signed by China Postal Savings Bank (hereinafter referred to as the Bank) and the "self-postal" brand of Guangdong Post Company. In addition to the original functions and services of our Gold Card, the products have added a series of self-service mailing services, including but not limited to vehicle violation information inquiry, handling local traffic police tickets, paying travel tax/annual ticket, handling annual renewal of driver's license and purchasing vehicle insurance. It's a credit card for our car owners to provide all-round car butler service.
4. China-Delta Travel Card
To commemorate the 60th anniversary of peaceful liberation, the Bank specially designed the "China-Damei Travel Card", which is a standard RMB personal credit card of UnionPay and the product grade is gold card. On the basis of the original functions and services of the gold card, the rich local tourism resources are superimposed, so that cardholders can enjoy the beautiful scenery and the quality and caring service of the tourist card.
5. Visit China-Hainan International Tourism Island Card.
China Hainan International Tourism Island Card is a high-quality payment tool tailored for you who like tropical island customs. Set credit card payment, discounts, consumer guide and other multiple functions in one, from food, housing, transportation, shopping, entertainment everything. While spending happily and paying easily, you can also enjoy the preferential discounts and surprises brought by our bank. Beautiful natural scenery and pleasant punching experience are all in Hainan International Tourism Island.
6. Postal savings travel credit card
Postal Savings Tongcheng Tourism Credit Card was jointly signed by Jiangsu Branch of China Postal Savings Bank and Tongcheng Tourism. Com, which aims to provide "one-stop" business travel service for customers with tourism and leisure needs. As a gold member of Tongcheng, cardholders can enjoy the existing functions and services of our credit card. Com, you can enjoy all kinds of value-added services and exclusive benefits provided by Tongcheng. com。 This product is a UnionPay standard RMB personal credit card, and the product grade is gold card. Distribution: Jiangsu Province.
7. Postal savings Qiandao Lake tourism joint credit card
The Qiandao Lake Tourism Co-branded Credit Card of China Postal Savings Bank and Chun 'an County People's Government of Zhejiang Province is the first co-branded credit card with the theme of "Qiandao Lake Tourism" in China. This card is a UnionPay standard RMB personal credit card, which is divided into two grades: gold card and ordinary card. It combines the dual functions of basic financial services and urban tourism services to meet the five comprehensive needs of cardholders when traveling in Qiandao Lake. Distribution area: the first batch is limited to Zhejiang (excluding Ningbo), Anhui, Jiangxi and Shandong provinces.
8. Postal Savings Bank Zhongyuan Food Credit Card
Zhongyuan Food Card of Postal Savings Bank is the first joint credit card with the theme of food in Henan Province jointly issued by Henan Branch of China Postal Savings Bank and Henan Restaurant and Hotel Industry Association. This card is a UnionPay standard RMB personal credit card, which is a gold card product of our bank. The validity period of the card is 3 years, the credit line is 1 0,000-10,000 yuan, and the annual fee of the card is 200 yuan/year (the annual fee is exempted in the first year, and the annual fee is exempted in the following year if the card is swiped10 times). This card combines the basic services of standard credit card and the dual functions of discount for catering merchants. Distribution: Henan Province (temporary).
9. Anhui Communications Co-branded Credit Card of Postal Savings Bank is a co-branded credit card jointly issued by China Postal Savings Bank and Anhui Expressway Networking Co., Ltd. It is the first IC credit card product in China. The card is divided into gold card and ordinary card, which has all the functions of IC credit card of Postal Savings Bank and all the rights and interests of credit cards of the same level. At the same time, it has the function of paying highway tolls with traffic cards, which can be used for parking and swiping cards on expressways in Anhui, Jiangsu, Zhejiang, Jiangxi, Fujian and other provinces and Shanghai or passing through ETC and MTC lanes. Only issued in Anhui province.
What about the credit card of the Postal Savings Bank?
hello
The credit card of the Postal Savings Bank is still good. After all, it is the fifth largest bank in the state, and its policies and quotas are acceptable and worth having.
How about a postal credit card?
Postal credit card is a very formal loan platform, which can be used with confidence.
Postal savings credit card is a RMB credit card, which is a UnionPay standard card. It has all the functions and services of UnionPay standard credit card and can be used freely at home and abroad. The card is valid for three years and can be equipped with four supplementary cards. The main pattern of the credit card of China Postal Savings Bank is the Chinese character "Ding", the background color of Puka is blue-green, and the background color of Gold Card is golden yellow.
According to statistics, by 20 10 to 10, China Postal Savings Bank had completely covered all cities, 2 100 counties, cities and major towns, and about 4,500 outlets across the country had started this business. In just a few years, China Postal Savings Bank has developed very rapidly. From its opening to 20 10 and 10, China Postal Savings Bank issued nearly 4 million loans nationwide, amounting to more than 230 billion yuan, with an average loan of about 59,000 yuan. China Postal Savings Bank issued150 billion yuan in rural areas at or below the county level.
I. Types of credit cards
Pukezhubei
gold card
Ziyou yizu co-branded card
China-Delta Travel Card
China Hainan International Tourism Island Card
Postal savings travel credit card
Postal savings bank Qiandaohu tourism joint credit card
Postal savings bank Zhongyuan gourmet credit card
Anhui Communications Union Credit Card
All-currency credit card
Second, function
Optional installment payment: you can choose "any installment" bill installment and "transaction installment", with no interest and low handling fee.
Password and SMS double protection: activate the card through the 24-hour customer service hotline, set the transaction password and inquiry password online in real time, or log in to online banking for real-time online activation, which is safe and fast.
Enjoy an interest-free repayment period of up to 50 days: up to 50 days and up to 20 days, so that you can enjoy a leisurely life first.
Optional billing date: a variety of billing dates are available for you to choose, which is convenient for you to flexibly arrange repayment.
Points are permanently valid: you can spend one yuan to accumulate one point, and the points are permanently valid, and the points can be transferred and exchanged, so that various points plans can be easily realized.
Special purpose
Customers can choose "signature password" or "signature" for spending, and can make changes through customer service hotline or online banking according to their own card usage habits. If you apply for monthly SMS service, the cardholder can flexibly set the initial amount of notification SMS according to his actual needs, and monitor the change of account funds in real time to ensure the safety of using the card.
product value
In the process of product design, Postal Savings Bank fully draws lessons from the functions and characteristics of credit card products of other banks. On the basis of closely combining the business development status of the Postal Savings Bank, an economical, practical and distinctive credit card product was tailored for the potential customers of the Postal Savings Bank. "Convenience", "Affordability" and "Safety" are the core values of the Postal Savings Credit Card.
What about the credit card of the Postal Savings Bank?
First, the credit card of the Postal Savings Bank is relatively perfect and can be applied to the pattern consumption platform, which is simple and affordable.
The postal savings platform also has the welfare benefits of the card consumption world, which can be handled online, and the safest and most reliable way to use it can be obtained by directly binding the consumption platform.
For example, WeChat Alipay, a popular platform, can save money in addition to consumption. In addition to paying utilities, you can take the bus everywhere, and you can use the card for free.
Postal savings stores also have investment series, with high interest rates. As long as you have a card, you can enjoy the welfare benefits of economic bills. A few hundred dollars a month to end a card is not a problem.
Moreover, it is closely related to food, clothing, housing and transportation, and there is no bill that the postal network card cannot pay.
Second, there are many types of postal savings bank cards, including debit cards, savings cards and credit cards, which compete with other banking departments.
For example, the dividend period of annual interest, such as the dividend system of monthly interest, such as the futures treatment in investment, such as the coupons of major shopping platforms, can be accompanied by postal savings bank cards.
If other banks are tailor-made by a series of individuals who are responsible for saving and paying, the Postal Savings Bank is a one-stop service.
Sometimes the income of these bank cards is not as good as that of online merchant banks, but many real consumers still recognize the charm value of the Postal Savings Bank.
Third, banks have their own characteristics and treat them differently. The Postal Savings Bank can still be independent, while the other banks are still independent, each with its own cheese and its own way of perfection.
Nowadays, there are no streets full of consumer cards and postal savings bank cards, which is also the value wealth trend of postal savings bank business, which makes consumers trust money interests.
Just as the WeChat Alipay function has ended consumers' money values more and more perfectly, the model offers the best of both worlds, but credit cards can still be used.
Just as more and more independent monetary systems in Taobao, Alibaba, JD.COM and Pinduoduo have bound consumers' monetary concepts, postal savings bank cards can also be attacked from both sides.
This is the end of the introduction of the Postal Savings Bank credit card and the Postal Savings Bank credit card. I wonder if you have found the information you need?