(2) As a payment and collection tool, POS machines will not overdraw and have no authority to lend, so it will definitely not affect personal credit information.
(3)pos machine is only a tool to participate in the collection, which is convenient for personal use and merchants to collect money. As long as you don't do anything illegal, there will definitely be no problem affecting credit reporting.
(4) There is no direct connection between the POS machine and the central bank's credit information system, and there is no problem affecting credit information.
Therefore, as long as we use credit cards normally and handle pos machines through formal channels, there will be no problems affecting personal credit information.