If money is tight, hold gold (this is the best choice) or currency directly, and don't deposit it in the bank. Ann, the price you mentioned above has dropped by 50%, so the house price must have collapsed. (For example, house prices have also dropped by 500%. The original house of 6.5438+00,000 is now 500,000, the real estate speculators pay down 300,000 yuan and borrow 700,000 yuan from the bank. Now the house is only 500 thousand. The real estate speculators will definitely not repay the bank loan of 700,000 yuan for 500,000 yuan, so they will choose to cut off the supply. The bank can only accept 500,000 houses and compensate 200,000. (This is also the most ideal situation, because when a large number of real estate speculators default and the house price plummets, the bank may only sell 300,000 houses after receiving 500,000 houses, because no one wants to buy a house after the house price plummets, except for self-occupation). The money in the bank belongs to the depositors. Now there are a lot of defaults on the money lent by the bank. You go to the bank to withdraw money, and the bank only has a house and no money. So in this case, money should not be deposited in the bank. Why do I say gold is the best choice? It is precisely because if this happens, the credit of the monetary system will be greatly discounted, and foreign investors are unwilling to settle accounts in this currency, then this currency is equivalent to paper. Unlike gold, gold is a globally recognized wealth value.

According to the intention of the landlord, the above situation is analyzed, and the deflation rate in 20 12 years is 50%. It is unlikely that there will be such a serious deflation in reality.