1. Bank of Communications: Bank of Communications has a very low threshold for card release and a very fast card release speed. The disadvantage is that the amount is relatively low, but it is more suitable as a novice entry card. Pure white households without credit information can consider it.

2. China Everbright Bank: If you already have a credit card of China Everbright Bank, you can apply for a credit card with the card, so the chances of getting a card are higher. The line of China Everbright Bank is about 1, 20000.

3. Guangfa Bank and China Merchants Bank: These two banks are not as good as the first two, but relatively speaking, the threshold for getting off the card is not very high. Moreover, China Merchants Bank raises the amount quickly, so don't worry too much about the low initial amount. Guangfa Bank has many activities and super rich rights and interests.

4. Ping An Bank and China CITIC Bank: It is not easy for these two banks to apply. If you already have a credit card with a limit of about 45,000, you can apply at this time, so the chances of getting rid of the card will be higher. The bank will decide the amount according to the maximum amount of the cardholder's existing credit card.

5. Shanghai Pudong Development Bank: Shanghai Pudong Development Bank will also decide according to the maximum amount of credit cards held by cardholders, but Shanghai Pudong Development Bank only pays attention to the frequency of cardholders' card use, and pays little attention to the debt ratio, which is suitable for applications with high debt ratio. Generally, applications for other banks with high debt ratios are highly likely to be rejected. Moreover, the universal fund of Shanghai Pudong Development Bank is also very powerful.

Six, four big banks: If you don't have certain financial strength, don't consider applying for credit cards from four big banks. The four major banks have high application thresholds and high requirements for hard conditions. However, after all, it is the four major banks, and there will definitely be no shortage of activities and benefits.

The five most valuable credit cards are China Merchants Bank young Card, Shanghai Pudong Development Bank AE White Card, Guangfa Shang Zhen Platinum Card, Ping An Bank Owner Card and Bank of Communications Wal-Mart Co-branded Card.

Answer: With more and more types and styles of credit cards, we have more and more choices, but many novice card friends don't know how to choose a credit card that suits them. Some friends look at the face value, while others only care about the amount and rights. So which banks' credit cards are worth handling? Bian Xiao has collected five credit cards worth issuing from different banks. Whether you are a beginner or a senior card friend who pursues rights and interests, these five credit cards can almost satisfy everyone.

I. China Merchants Bank Youth Card

Yes, this online celebrity card called Xiaobaixin Credit Card is an ordinary card, but it is very worthy of your support. The qualification requirements are not high, and it is very easy to apply for a card, but this card is only for people under the age of 30, so if you don't have a credit card partner, it is very good to choose this card as the first one. Similar to this card are youthpower of Bank of Communications and Pufa Youth. youthpower's application age has been raised to below 35 years old. However, only this card can withdraw cash at a quota of 65,438+000%, free of charge for the first time every month, and there are benefits such as card opening gifts. It's easy to raise, and it will take about 1 year for the quota to reach 50,000.

Second, Shanghai Pudong Development Bank AE Xiaobai

Yes, this is one of the legendary four magic cards. The name is American Express Platinum Credit Card. If I hold this card, I think I can send a circle of friends, haha. For the first time, I enjoy the unconditional annual fee-free discount in the first year, in addition to the unlimited VIP room rights throughout the year, 6 people can accompany me, 4 domestic free airport shuttle services, and 50,000 credit card points for one-night accommodation experience in five-star hotels at home and abroad! Very tall and worth raising.

However, this kind of credit card has a high threshold for getting off the card and requires the applicant to have certain qualifications. However, if you apply again with another bank's platinum card, the probability of card withdrawal will be greatly improved. Moreover, the platinum card of Shanghai Pudong Development Bank has also been issued recently, and those who were rejected before can also try it.

Three. Guangfa Shang Zhen Platinum Card

The main interest of this card is also in travel, whether it is air or railway. At the same time, this card has 3 times points and can be redeemed for mileage, so if you want to keep a Guangfa credit card, this card can also be considered. Most importantly, this is a platinum card with no annual fee and no mileage fee. Is it awesome?

4. Ping An Bank Owner Card

Almost all car owners will consider getting a car owner card because there are many targeted benefits and concessions. Many car owners will get a Ping 'an card, with a daily fuel fee of 88% discount, as well as personnel accident insurance of 165438+ 10,000 yuan and national free road rescue, which has no resistance to drivers. This card is divided into gold card and silver card. If the qualification is average, you can consider a gold card, but refueling is discounted, and it doesn't matter which one you do.

5. Bank of Communications Wal-Mart Co-branded Card

If it is in daily life, the rights and interests of this card are very good, because this card is almost specially designed for us to visit supermarkets, and it is not difficult to apply, and many people can apply easily. Because it is jointly launched with Wal-Mart, Wal-Mart consumption also has many value-added rights. For example, every Saturday to Thursday, you can enjoy a 2.5% credit card discount when you spend at Wal-Mart. This card is free of annual fee in the first year, and the annual fee is free in the following year after swiping the card for 6 times in the current year. It is also easy to maintain. Just go to Wal-Mart several times on weekends.

These are the five most valuable credit cards compiled by Bian Xiao for you, and they are also the most widely used credit card types.

What bank handles credit cards?

There are many banks that can handle credit cards, such as:

1. Four state-owned banks: China Construction Bank, China Bank, China Agricultural Bank and China Industrial and Commercial Bank.

2. Joint-stock commercial banks: Ping An Bank, China Guangfa Bank, China Everbright Bank, Industrial Bank, Shanghai Pudong Development Bank, China Merchants Bank, Huaxia Bank and China CITIC Bank.

3. City commercial banks: Bank of Beijing, Bank of Shanghai, Bank of Hankou, bank of tianjin, Bank of Hebei, Bank of Bank of Ningbo, Bank of Jiangsu, Bank of Shengjing, Bank of Nanjing, Bank of Guangzhou, etc.

Brief introduction of China Construction Bank:

ChinaConstructionBank, formerly known as People's Construction Bank of China, was established in June 1 954+1October1(later renamed China Construction Bank on March 26th, 1996). The head office is located at No.25, Financial Street, Beijing. It is a large state-owned bank managed by the central government and a national deputy ministerial unit. The main business areas of China Construction Bank include corporate banking, personal banking and treasury business, with branches and subsidiaries in 29 countries and regions, and subsidiaries in many industries such as funds, leasing, trust, life insurance, property insurance, investment banking, futures and pension.

Brief introduction of Ping An Bank:

Ping An Bank, the full name of Ping An Bank Co., Ltd., is a cross-regional joint-stock commercial bank controlled by China Ping An Insurance (Group) Co., Ltd., and one of Chinese mainland 12 national joint-stock commercial banks. The registered capital is 565,438 yuan+23.35 million yuan and the total assets are nearly 65,438 yuan +0.37 trillion yuan. Its headquarters is located in Shenzhen, Guangdong Province. China Ping An Insurance (Group) Co., Ltd. (hereinafter referred to as "China Ping An") and its holding subsidiaries hold about 2.684 billion shares of Ping An Bank, accounting for about 52.38%, and are the controlling shareholders of Ping An Bank.

Brief introduction of China Everbright Bank:

China Everbright Bank (China Everbright Bank) was established in August, 1992. It is a national joint-stock commercial bank approved by the People's Bank of China and headquartered in Beijing. China Everbright Bank was listed on the Shanghai Stock Exchange in August 20 10 and on the Hong Kong Stock Exchange in February 20 13.

Which banks can handle credit cards?

Commercial banks or credit card companies, Bank of China, the four major banks can do it.

In most cases, citizens with full civil capacity (citizens aged 65-438+08 in Chinese mainland) who have a certain direct source of income can apply for a credit card from the issuing bank. Sometimes, legal persons can also act as applicants.

Individuals applying for credit cards must have a fixed occupation and a stable source of income, and provide guarantees to banks. The forms of guarantee include personal guarantee, unit guarantee and personal fund guarantee.

The application method is generally by filling in a credit card application form, which generally includes the applicant's name, basic information, economic situation or income source, guarantor and its basic information. And submit some copies of certificates and vouchers to the issuing bank. After filling in the application form truthfully, the customer shall submit the completed application form and relevant credit certificate.

Extended data:

Different card-issuing banks have different standards. Therefore, the same materials may have different credit lines and different types of credit cards in different banks, and even some banks will pass the examination and some banks will refuse to issue them.

According to the application materials, the bank will review the applicant's various information and economic situation to judge whether to issue a credit card to the applicant. The factors considered include the applicant's past credit record, the applicant's known assets, professional characteristics, etc. The specific factors and process of the issuer's audit are trade secrets, which are generally difficult for the outside world to understand.

After receiving the authorization notice, the issuing bank will issue an authorization instruction according to the balance of the cardholder's deposit account and the agreement that the bank allows overdraft, and reply whether to agree to the transaction.

Baidu encyclopedia-credit card

This concludes the introduction of which banks can handle credit cards and which banks can handle credit cards. I wonder if you have found the information you need?