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Financial Essay: How to Treat the Positive and Negative Effects of Consumer Credit? "What do you think?
It plays an active role in promoting the development of consumption and commodity production, reducing the possibility of inflation and facilitating the circulation of commodities without expanding the real money. A negative increase in financial risks will aggravate the bad situation when the economic situation is bad. Card slaves and house slaves reflect irrational consumption. To avoid becoming a card slave or a house slave, we must correct our consumption concept, do what we can and make a good budget.

Finance majors mainly study microeconomics, macroeconomics, accounting, econometrics, international economics, finance, financial intermediation, financial marketing, commercial banks, financial engineering, international finance, corporate finance, central bank, insurance, securities investment, financial statistical analysis, investment banking, international settlement, marketing, financial law, asset evaluation, project evaluation, futures and options.

Generally speaking, the learning focus of finance is mainly financial-related theoretical knowledge such as economics, finance, banking, financial products, etc., and in the process of learning, we must also receive basic training in related businesses, such as analyzing and forecasting changes in stock and foreign exchange prices, and mastering the skills of buying and selling securities in time to make profits.

In financial training, graduates often have a global perspective. In addition to systematically mastering financial knowledge and financial theory, I also have professional skills in financial practice, and can be competent for the professional work of financial institutions such as banks, securities and insurance, as well as government departments, enterprises and institutions.

Finance is an applied economic discipline differentiated from economics. It takes the economic activities of money and monetary funds as the research object, and specifically studies how individuals, institutions and governments obtain, spend and manage funds and other financial assets. Finance majors train professionals who have theoretical knowledge and business skills in finance and can engage in related work in economic management departments and enterprises such as banks, securities, investment and insurance.

Students in this major mainly study basic theories and knowledge such as money and banking, investment, international finance, securities, investment and insurance. Have received relevant business training and have the basic ability of practical work in the financial field.

main course

Political economy, western economics, finance, international economics, monetary banking, international financial management, securities investment, insurance, business management of commercial banks, central banking, investment banking theory and practice, etc.

core competence

1. Master the basic theory and knowledge of finance;

2. Have the basic ability to handle banking, securities, investment and insurance;

3. Familiar with national financial policies, policies and regulations;

4. Understand the theoretical frontier and development trend of this discipline;

5. Master the basic methods of literature retrieval and information query, and have certain scientific research and practical work ability.