If the purchase price is 65,438+00,000 yuan, the existing share is 65,438+00,364, the income per 10,000 fund units (yuan) is 0.4538, and the annual return on assets converted from the income in the last seven days is 65,438+0.683. The algorithm of income is as follows: the only way for the money fund to pay dividends is "dividend transfer", and the accumulated income is carried forward to the money fund share every month. At the time of redemption, it is 1 share, 1 yuan. Now your cumulative share is 65,438+00,364 shares, and it was 65,438+00,364 yuan at the time of redemption. I bought 10000 at that time, and now my income is 364.

The unit net value of the money fund is always 1 yuan, and the income is distributed every day (fluctuating and different every day). Its income distribution is announced in the form of "income per 10,000 shares", which means that the income per 10,000 shares of the Monetary Fund today can be 0.4538 yuan. "7-day annual rate of return" is the rate of return converted from the average income of the last 7 days to one year.

"Income per 10,000 shares" is the actual income you get every day, and "7-day annual rate of return" is a parameter to examine the long-term profitability of a monetary fund.

In addition, if all the shares are redeemed at one time, the income not carried forward will be cashed at the same time.

Seven-day annualized rate of return is an important indicator to measure the investment performance of money funds, which is used by many investors as the selection criteria for investing in money market funds.

Extended data:

Conditions for opening a fund account:

Investors can apply for opening a fund account as long as they are at least 18 years old and carry valid identity documents and bank cards. Fund accounts can be opened through the following channels: securities companies, bank outlets, third-party fund sales platforms and fund company websites.

There are some differences in opening fund accounts on these platforms:

The cost for investors to go to the fund company's website is lower than other channels, but investors can only buy funds issued by the company, and it is relatively troublesome to open an account to buy other funds. Investors open fund accounts on third-party fund sales platforms, such as Alipay. Compared with opening a fund account in a securities company, investors can't buy a listed fund. Investors who purchase funds through fund accounts opened by securities companies need to charge a certain transaction commission, which is generally three ten thousandths. If each transaction is less than five yuan, five yuan will be charged.

Fund subscription and fund subscription have the following differences:

1, time difference

Fund subscription is generally after the establishment of the fund, and the fund subscription is generally during the fund raising period. The interest generated during the subscription period is automatically converted into the investor's fund share when the fund is established, that is, the interest income increases the investor's subscription share.

2. Different interest rates

During the fund subscription period, in order to raise funds as soon as possible, listed companies will discount the subscription rate, resulting in the subscription rate being generally lower than the fund subscription rate.

3. Differences in trading methods.

After the fund subscription is over, investors need to wait until the fund closure period is over before they can redeem it, and the fund subscription can only be sold on the next trading day. At the same time, there is a long closed period after the fund purchase, which will increase the uncertainty risk of investors holding the fund.