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What is paper gold?
Paper gold is actually a kind of personal voucher gold. Investors can buy and sell "virtual" gold on the books according to the bank quotation, and earn the fluctuation price difference of gold by grasping the trend of international gold price. There will be no cash withdrawal and delivery of physical gold, and the transaction records will only be reflected in the "gold passbook account" opened by individuals in advance.

Therefore, paper gold trading is actually a virtual transaction and will not invest in physical gold. Investors mainly make profits by buying low and selling high.

At present, if you want to open paper gold trading business in China, you can only open an account in a bank. You can choose to open an account in China Bank, Industrial and Commercial Bank of China, China Construction Bank, China CITIC Bank and other commercial banks.

We can call the bank's customer service hotline to open an account, or we can bring our ID card to the bank counter, or we can do it in official website or mobile banking. We can choose the specific way according to our actual situation, but an investor can only apply for a paper gold trading account.

Compared with the current hot gold investment, paper gold has some defects in the investment system. For example, paper gold is a completely traded product, and there is no margin for trading, that is, there is no leverage. Therefore, if you want to have more income, you need to prepare a lot of money, which is not friendly to friends with smaller funds.

Spot gold adopts leveraged margin trading mechanism, which is much lower than the relative investment cost. For example, in Wanzhou gold industry platform (wzg.com/? The trading margin ratio of 806zd) is 1: 100, which means that to trade 1000 ounces of gold, you only need to pay 10 ounces of money as a margin.

Most importantly, paper gold not only has high investment cost and low profit, but also has high transaction fee. The spread fee of paper gold is about 0.7 yuan/gram, while the standard spread fee of spot gold is 0.5 US dollars/ounce, which is about 0. 1 yuan/gram, which is much lower than paper gold, which is one of the reasons why many investors prefer to invest in spot gold.