Finance includes financial engineering, but it is mainly theoretical and partial. Financial engineering is a new discipline that uses mathematical tools to build financial market models and solve financial problems. It is unreasonable to develop new money-making tools, such as stocks and futures.

Financial engineering and traditional finance are still very different.

Financial engineering is the product of financial innovation in a greater sense, which combines modern financial theory, information technology and engineering technology, and adopts cutting-edge technologies such as mathematical analysis technology, computer telecommunications technology, automation and system engineering, and even operational research, simulation technology and artificial neural network.

Traditional finance mostly takes basic variables as research objects and basic tools, such as interest rate, exchange rate and money supply, while financial engineering mainly relies on financial derivatives, such as futures options, forwards and swaps.

Financial engineering pays more attention to mathematical technology, and finance pays more attention to economic knowledge.