You don't have to open an account at the gold exchange. Now you can open an account remotely or in a bank. Now there are many banks that can do TD, such as CCB, Minsheng, Shenzhen Development Bank, ICBC, Xingye and China Merchants. Just take your ID card and go straight to the bank counter. In addition to CCB, other banks need to open online banking, because CCB's TD is similar to stock trading and futures, and the funds are managed by a third party and supervised by CCB. There is an independent trading platform, and prices are synchronized, unlike online banking, which regularly refreshes prices. Moreover, CCB has the lowest handling fee.