There are limit requirements for transfers from public accounts, but each bank has different regulations. Please consult the account opening bank for details. For example, ICBC's corporate transfer regulations stipulate that there is no starting point and maximum limit control for corporate domestic remittances at its business outlets; the transfer and remittance limit for corporate mobile banking is 100,000 yuan for a single transaction and 300,000 yuan for a daily accumulation. For example, the Bank of China's daily limit for corporate-to-public online transfers is 5 million per day; the single limit is 2 million. Registered capital of more than 5 million can be increased to 10 million per day for a single transaction of 5 million.
Public accounts, that is, corporate bank settlement accounts, are accounts used to handle settlement business for corporate legal persons, non-corporate legal persons, and individual industrial and commercial households, and can effectively ensure the security of funds.
Business accounts are divided into basic accounts, general accounts, temporary accounts and special accounts.
A company can only open one basic account. Others such as: general accounts, a company can open multiple accounts according to business needs, there is no limit on the number. The Account Management Regulations of the People's Bank of China: A company can only open one basic account, but can open multiple general accounts. If you also need to open an account that can withdraw money, and the funds have certain special uses, then you can You can also withdraw money by applying for a special account with the bank.
A special deposit account is a bank settlement account opened by a depositor for the special management and use of its special-purpose funds in accordance with laws, administrative regulations and rules. Special deposit accounts are used to handle the collection and payment of various special funds. Special deposit accounts that allow cash withdrawals must be approved. Capital construction funds, renovation funds, extra-budgetary funds, grain, cotton, and oil purchase funds, unit bank card reserve funds, securities transaction settlement funds, futures trading margins, interbank funds deposited by financial institutions, income remittance funds, and business expenditure funds Funds for organizational structures of the Party, Youth League, and trade unions located in units and other funds that need to be specially managed and used in accordance with regulations can apply for the opening of special deposit accounts.
Buying and selling "public accounts" has violated criminal law and will be subject to legal sanctions.
It is understood that criminal gangs are mainly responsible for purchasing public accounts in bulk. They may disguise the public accounts obtained through illegal sales as regular companies. On the one hand, it makes it difficult for ordinary citizens to identify telecommunications cybercrime, and on the other hand, it makes The flow of funds is more concealed, which also increases the difficulty of police investigation and handling of cases. It provides a breeding ground for criminal activities such as telecommunications fraud, money laundering, tax evasion, bribery, and bribery. It assists criminals in transferring funds and seriously endangers the property security and legitimate rights of the people. , damaging social integrity and social order.