What are the investment channels of physical gold?

Goldsmith's shop

When people buy gold products, they usually go to a gold shop. It should be noted that gold products purchased through the gold shop channel pay more attention to their collection value than investment value.

Generally, all our physical gold investments do not include gold ornaments. Because the price of these gold and silver jewelry is not only affected by the price of gold, but also related to factors such as beauty, and even the proportion of the latter is greater than the former. This makes the difference between buying and selling gold jewelry quite large, which is not suitable for investment.

bank

Investors can buy physical gold through bank channels, including standard gold bars, gold coins and other products.

For example, the gold and silver commemorative coins for the New Year and the panda gold coins are issued by the People's Bank of China. They are also a form of currency, even if they depreciate, they will have considerable value, so the investment risk is relatively small. Similar to the above gold ornaments, strictly speaking, this commemorative coin is not a real gold investment.

Strictly speaking, physical gold refers to gold bars purchased in banks, such as CCB American gold collar and trapezoidal gold bars. Because most banks generally only buy back gold products sold by their own banks. In this way, the buying and selling of physical gold is a cycle, waiting for the price of gold to rise and make a profit.

Exchange physical gold

At present, there are only two legal gold exchanges in China: Shanghai Gold Exchange and Shanghai Futures Exchange.

The physical gold of the exchange is somewhat complicated and not suitable for entry-level investors. Like stock trading, investors need to analyze and predict the trend of gold price to determine the direction of operation.

The investor's gold account corresponds to the physical gold stored in the vault. Investors either sell it when the price is high to earn the difference, or take out the real thing from the vault. It is a product suitable for investment and preservation.

It should be noted that physical gold purchased through any channel can be sold in pawn shops, but it may be paid at 90% of the gold price; If you want bank repurchase, you must pay attention to it. It seems that the gold and silver jewelry bought by the gold shop can only be replaced with new ones.

2. How to buy a gold bracelet?

Men's s50g gold bracelet, generally about 5mm to 8mm thick. American gold bracelets for men are usually much bigger than those for women. S bracelet. Men's gold bracelets are generally between 18 cm and 22 cm. Each gold bracelet is different in style, length and thickness. They are usually about 5 mm to 8 mm thick and most of them are hollow.

3. How much can I buy a gold necklace?

At present, the gold price is about 325 yuan per gram, and the manual cost is generally 50- 100 yuan per gram. A 20-gram gold necklace costs around 7000-9000.

4. How to calculate the price of buying a gold necklace? Is there a processing fee?

Buying a new necklace requires some boutique fees, while others don't, such as a gold necklace. Ordinary styles and crafts are not available. We don't need to charge a high product fee, only the process fee per gram. However, some gold necklaces with exquisite design and complicated production are more complicated and exquisite than ordinary ones, so they will be regarded as fine products. The processing cost of fine products is much higher than that of ordinary styles.

How to buy a cheap gold necklace

1. If the funds are large, it is recommended to buy some physical gold for preservation and appreciation.

2. Spot gold should be flexible and easy to do, because it can be traded 24 hours a day and bought and sold at any time. You can buy up and down.

3. If you buy physical gold, you can buy gold bars in banks or trading platforms. There is no labor cost.

In six minutes. How to buy a gold necklace?

In the past, gold was used to make the bottom of boxes. Nowadays, with the improvement of living standards, people have higher requirements for the style of gold jewelry. Many times, the style is out of date, and someone will take it to the gold shop for a new one. But there are many routines when trading in old ones. If you are not careful, you will suffer.

As we all know, it is necessary to add money to exchange gold for old ones. Manual cost and weight are more expensive than before. If gold ornaments are exchanged for new ones, you can get some value for money by exchanging old ones, as long as you pay attention to some details.

1. Ask the depreciation cost before changing. How much is a gram for most gold shops? Depreciation costs range from 20 to 30. But the teller will also tell you this.

2. To buy gold and trade in the old, it is best to go to regular businesses and counters. Because we can. If you buy gold in some informal shops, you are likely to be cheated. Especially when trading in old ones for new ones. His own jewelry is 10 thousand gold, and he may pay you back 10 thousand gold, but some unscrupulous merchants will deliberately not say it and change it to a price, and most of those with a price are hard gold. Even k gold.

It is not cost-effective to exchange thousands of gold for hard gold, because thousands of gold are exchanged in grams, while hard gold is exchanged in price, which means depreciation after exchange.

3. Choice of gold jewelry. Style is very important when buying gold and trading old gold. When choosing, if you want value for money, it is better to choose a simpler style, because the design is too complicated and the manual cost will be much more expensive.

Gold ornaments are soft and prone to problems. If it is too complicated, the wear will be more serious after the problem occurs. So if it becomes complicated, we should choose the simple one. S new, cost-effective.

When you trade in the old for the new, don't worry about paying and leaving after choosing the right currency. Gold jewelry must be carefully inspected to prevent defects. In particular, some details of welding and hollowing must be carefully checked. Although the probability of occurrence is relatively small, I am not afraid of 10 thousand, just in case.

7. How to buy a gold necklace

The first point is selling words.

Every professional gold shop guide will have some sales tactics. In this process, you can highlight the advantages of some jewelry, which will make you buy some relatively expensive jewelry with low cost performance, such as a mouthful of gold. Therefore, the first time you go to a gold shop to buy gold, you should know their sales tactics in advance. In this process, you should be clear about what type you want to buy and don't be influenced by others.

Second, style.

In fact, there are some routines in the gold jewelry styles of gold shops, and some designs are exquisite, such as hollow gold pendants, melon seeds gold necklaces and 3d-style gold jewelry. This kind of gold jewelry is actually very common in gold shops and looks pretty good. But he has a routine in this environment, because many of them are useless and will easily wear out after a while. If it was replaced or repaired at that time, it would be a bit uneconomical to add a batch of process fees.

Third, buy back.

Then, when buying gold jewelry, you need to know about repurchase, which should be said to be a guarantee for gold jewelry. If your gold jewelry style is too old or damaged, you can at least buy it back to reduce the loss. In this process, you need to know which jewelry is more expensive, which is cost-effective and which can be repurchased by weight. These are all things you need to know when buying gold.

8. What is the most cost-effective way to buy a gold necklace?

1, the preservation of gold means that its grams are significant or small.

2. If your budget is 6 grams, which is about 1200 yuan, I suggest you buy 3-4 grams of chains and 2-3 grams of pendants, if girls are slim.